AI Money Manager App : Penny

Expense & Budget Spend Tracker

$2.99

Penny Money Manager is a clean, privacy‑first personal finance app that helps you understand where your money goes - without spreadsheets or stress. Track transactions across your accounts, categorize everyday spending, and set practical monthly budgets per category. With Ask Money, a built‑in on‑device AI powered by Apple Intelligence, you can ask natural questions like “How much did I spend on groceries last month?” or “Which merchants do I use the most?” and get clear, conversational answers based on your real data. Weekend vs. weekday insights, top merchants, and friendly narratives turn raw numbers into actionable patterns, helping you make smarter decisions and feel in control of your finances in just a few minutes a day. Privacy Policy: https://digitalhole.github.io/penny.html Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

  • This app hasn’t received enough ratings or reviews to display an overview.

• Bug fixes • improve performance

The developer, Digital Hole Pvt. Ltd., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Seller
    • Digital Hole Pvt. Ltd.
    Size
    • 11.1 MB
    Category
    • Finance
    Compatibility
    Requires iOS 26.0 or later.
    • iPhone
      Requires iOS 26.0 or later.
    • iPad
      Requires iPadOS 26.0 or later.
    • Mac
      Requires macOS 26.0 or later.
    • Apple Vision
      Requires visionOS 26.0 or later.
    Languages
    • English
    Age Rating
    4+
    Copyright
    • © Digital Hole Pvt. Ltd.