Threshold
UK Salary & Tax Calculator
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
threshold. - The UK tax calculator for high earners.
If you earn between £80k and £200k, the UK tax system has a nasty surprise waiting for you. Between £100,000 and £125,140, every £2 of salary costs you £1 of your tax-free personal allowance. The effective marginal rate on this income band is 60% - higher than the additional rate. Most salary calculators ignore it. threshold. makes it impossible to miss.
WHY HIGH EARNERS USE THRESHOLD
• Spot the 60% tax trap — see how much of your allowance you're losing
• Find your pension sweet-spot — the precise contribution that restores it
• Real take-home for salary sacrifice, relief at source, and personal SIPP
• Tax-band breakdown: basic, higher, additional, and the hidden 60% zone
• Live marginal rate chart across £50k–£200k salary
• Carry forward tool for 3 prior years of unused pension allowance
• Tapered annual allowance (for £200k+ threshold income)
• Full support for student loans (Plan 1, 2, 4, 5) + Postgraduate
• Scottish rates, custom and special tax codes (BR, D0, D1, K, NT)
• Covers 2025-26 and 2026-27 tax years
SIPP CONTRIBUTION CALCULATOR
Type any contribution amount - net or gross - and see the full tax relief:
• Your initial payment from the bank
• HMRC basic relief (20%) added at source
• Self-assessment rebate, with higher-rate and personal allowance recovery shown separately
• Effective relief percentage
Built for accuracy. All calculations use HMRC's current band structure, Annual Allowance rules (PTM044100, PTM056120), and the relief-at-source mechanics UK SIPP providers actually apply.
WHAT'S FREE
Take-home calculator, tax-band breakdown, 60% trap detection, and educational content in the Learn tab - free forever.
WHAT'S PRO
• Pension optimiser with exact escape contribution
• SIPP contribution calculator
• Carry forward across 3 prior years
• Detailed insights and marginal rate chart
• Ad-free experience across all tabs
SUBSCRIPTION TERMS
threshold. Pro is an auto-renewable annual subscription priced at £9.99/year (or local equivalent).
• Payment is charged to your Apple ID account on confirmation
• Subscription auto-renews unless cancelled at least 24 hours before the end of the current period
• Manage or cancel anytime in your Apple ID account settings
• No refund for unused portion when cancelled
Privacy Policy: https://threshold-site.pages.dev/privacy
Terms of Use: https://threshold-site.pages.dev/terms
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Patches and polish:
• Salary input alignment fix on devices with non-default text size
• Clearer Switch toggle for income breakdown — bonus, RSUs, other
• Faster cold launch (deferred ad SDK init)
• Smoother onboarding — no visual glitch when paging to disclaimer
• Learn → Carry forward now notes HMRC earnings cap
• Internal: improved analytics attribution and crash robustness
The developer, Daniele Dal Grande, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Purchases
- Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Daniele Dal Grande
- Size
- 51.4 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Contains
Advertising
- In-App Purchases
Yes
- Threshold Pro $9.99
- Copyright
- © 2026 Daniele Dal Grande