Budget & Expenses : Monspend

Subscription & Bill Tracker

Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.

Track every expense, subscription & bill in seconds. Type "Coffee $5" — AI logs it. Trial alerts before auto-renewal. Your data stays on your phone. Monspend is the smartest way to take control of your money. Just type what you spent — our built-in AI assistant understands plain language and logs it instantly. No more tedious manual entry. NEVER GET SURPRISED BY A BILL AGAIN Subscriptions drain budgets silently. Monspend tracks Netflix, Spotify, Disney+, ChatGPT, and 10+ popular services with one tap. See your total monthly subscription cost at a glance, get trial-end alerts before auto-renewals hit, and stay in control of every recurring charge. AI-POWERED EXPENSE ENTRY With our built-in AI assistant, just type "Coffee $4.50" or "Paid rent $1,200" and your expense is logged instantly. No forms, no tapping through menus — finance tracking that feels like texting. BUILT FOR YOUR LIFESTYLE - Individuals: household budget, daily spend tracking, savings goals, credit card management - Freelancers: project income, client labels, VAT tracking, invoice due dates - Small Business Owners: revenue vs expense, tax-deductible tags, multi-currency support Your dashboard adapts to your profile — showing the metrics that matter most to you. KEY FEATURES - Smart Dashboard — net balance, daily budget, days remaining, category charts - Subscription Manager — monthly burn total, trial countdowns, renewal alerts - Credit Card Tracker — statement dates, due dates, spend per card, credit limit - Installment Plans — track multi-month purchases with progress rings - Recurring Bills — auto-generate monthly expenses as a series - Payment Reminders — local notifications 0, 1, or 2 days before any due date - Savings Goals — set target amounts and track your progress - Calendar View — see all expenses on a monthly calendar - Home Screen Widget (iOS) — today's daily budget and spend at a glance - Excel Export — export all your expenses to a spreadsheet - App Lock — protect your data with PIN security - Dark Mode — full dark mode and system theme support PRIVACY FIRST All your financial data is stored locally on your device. No bank account linking required — no transaction scraping, no third-party data sharing. You enter your data manually or via AI chat, and it stays on your phone. MULTI-LANGUAGE & MULTI-CURRENCY Available in English, Turkish, German, and Spanish. Supports USD, EUR, GBP, TRY, and JPY with locale-aware formatting. FREE & PRO The free tier includes core budgeting features with 3 AI messages per day. Upgrade to Pro for unlimited AI, no ads, and expanded feature access. Download Monspend today and see exactly where your money goes — before it's gone. Monspend Pro Subscription: • Monthly — $4.99/month (3-day free trial for new subscribers) • Yearly — $29.99/year (7-day free trial for new subscribers) Payment is charged to your Apple ID. Subscriptions auto-renew unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in Settings → Apple ID → Subscriptions. Terms of Use (EULA): https://www.monsware.com/monspend/terms/ Privacy Policy: https://www.monsware.com/monspend/privacy/

Ratings & Reviews

  • This app hasn’t received enough ratings or reviews to display an overview.

The developer, Muhammed Samil DEMIR, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Used to Track You

    The following data may be used to track you across apps and websites owned by other companies:

    • Identifiers
    • Usage Data

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Purchases
    • Identifiers
    • Usage Data

  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Usage Data
    • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Seller
  • Muhammed Samil DEMIR
Size
  • 79.6 MB
Category
  • Finance
Compatibility
Requires iOS 17.6 or later.
  • iPhone
    Requires iOS 17.6 or later.
  • Mac
    Requires macOS 14.6 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.3 or later.
  • Apple Watch
    Requires watchOS 10.0 or later.
Languages
  • English
Age Rating
4+
In-App Purchases
Yes
  • Monspend Pro Yearly $29.99
  • Monspend Pro Monthly $4.99
  • Learn More
Copyright
  • © monsware
  • Developer Website
  • Privacy Policy
  • License Agreement

    • More by Muhammed Samil DEMIR

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