Pocket is the expense tracker that gets smarter every time you use it. No spreadsheets. No manual setup. Just open the app, confirm what it already knows, and move on with your day.
LEARNS YOUR HABITS
Pocket watches your patterns silently in the background. It knows you grab coffee on weekday mornings, order food on Friday evenings, and pay your subscriptions on the same date every month. Over time it pre-fills amounts, pre-selects categories, and surfaces the right merchants before you even start typing.
ADD AN EXPENSE IN UNDER 5 SECONDS
Open the app. Your most likely amount is already suggested. Your category is suggested based on the amount. Your regular merchant is right there as a chip. Tap confirm. Done. For returning users, Pocket is faster than any other expense app on the market.
YOUR DASHBOARD IS YOUR COMMAND CENTER
One number tells you everything: Left to Spend. Not just your balance — your budget minus upcoming known expenses, recalculated every day. Below it, a monthly timeline shows the shape of your spending at a glance.
SMART FEATURES THAT WORK QUIETLY
— Time-aware amount suggestions based on your last 90 days of history
— Category suggestion when you type an amount
— Merchant memory ranked by frequency and recency per category
— Automatic recurring bill detection — no manual setup required
— Spending spike alerts when any category exceeds 2x your 4-week average
— Contextual bank account memory — remembers which account you use for what
HOME SCREEN WIDGETS
Keep your finances visible without opening the app. The Quick Add widget lets you log expenses directly from your home screen in two taps. Today's spend and monthly total always visible at a glance.
MULTIPLE BOOKS
Keep your Personal and Business finances completely separate in their own Books. Switch between them instantly from the dashboard. Each Book has its own transactions, budgets, and bank accounts.
MULTIPLE BANK ACCOUNTS
Track spending across all your accounts — savings, current, credit cards, and wallets. Set a primary account that pre-selects automatically. See exactly which account you're spending from in every transaction and in analytics.
BUDGETS THAT ADAPT TO HOW YOU THINK
Set a monthly budget or think in daily limits — whichever makes more sense to you. Watch category-level progress bars turn from green to amber to red as you spend. Get a clear warning before you go over, not after.
ANALYTICS THAT TELL A STORY
See your spending by category, by merchant, by account, and by time period. Compare this month to last month per category. Track cash vs digital spending separately. Quick Highlights show your daily average, savings rate, and largest single expense at a glance.
COMPLETELY PRIVATE BY DESIGN
No account required. No cloud sync. No ads. Ever. Every piece of data lives on your device and only on your device. All smart features — every suggestion, every pattern, every prediction — runs entirely on-device. Nothing is sent anywhere.
IMPORT FROM ANY APP
Already using another expense app? Export your data, use the built-in AI conversion prompt with any AI assistant to convert it to Pocket's format, and import your entire history in minutes.
AVAILABLE IN 15 LANGUAGES
English, Hindi, Arabic, Chinese (Simplified & Traditional), French, German, Spanish, Portuguese, Italian, Japanese, Korean, Dutch, Polish, Swedish, Czech, and Thai.
Ratings & Reviews
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- "Exclude from Totals" now applies to both income and expense transactions
- Fixed: Custom subcategories not saving correctly from Manage Categories settings
Version 1.0.7
The developer, Mustafa Bhatkar, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Privacy practices may vary, for example, based on the features you use or your age. Learn More
The developer indicated that this app supports the following accessibility features. Learn More
Supported Features
Dark Interface
Differentiate Without Color Alone
Information
Seller
Mustafa Bhatkar
Size
30.7 MB
Category
Finance
Compatibility
Requires iOS 18.6 or later.
iPhone Requires iOS 18.6 or later.
iPad Requires iPadOS 18.6 or later.
Mac Requires macOS 15.6 or later and a Mac with Apple M1 chip or later.