Payoff — Debt Tracker

Crush debt. Keep more money.

Free · In‑App Purchases · Designed for iPad. Not verified for macOS.

Enter your debts. Pick a strategy. Watch every balance fall to zero. Payoff shows you the fastest, cheapest route out of debt. Payoff is the simplest way to plan your way out of debt. Add your credit cards, loans, or any balance you're paying down. Payoff shows you the fastest route to $0 — with real numbers, a clear timeline, and zero fluff. TWO PROVEN STRATEGIES • Avalanche — attack the highest interest rate first. Mathematically optimal. Saves the most money. • Snowball — knock out the smallest balance first. Builds momentum with quick wins. See both side by side. Pick the one that fits how you think. WHAT YOU GET • Clean payoff chart — watch every balance fall to zero • Extra-payment slider — see how an extra $50, $100, or $500 a month changes your debt-free date • Total interest saved — know exactly what each strategy costs you • Per-debt detail view — APR, minimum payment, projected payoff date • Offline-first — your data stays on your device. No account. No sign-up. No ads. PREMIUM (one-time $2.99) • Custom strategy — drag to set your own payoff order • Unlimited debts No subscriptions. No monthly fees. Buy it once, own it forever. Payoff is for anyone staring at a stack of balances and wondering where to start. Enter your debts, pick a strategy, and watch the plan write itself.

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The developer, Sandeep Mysore, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    Accessibility

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Information

    Seller
    • Sandeep Mysore
    Size
    • 2.7 MB
    Category
    • Finance
    Compatibility
    Requires iOS 15.0 or later.
    • iPhone
      Requires iOS 15.0 or later.
    • iPad
      Requires iPadOS 15.0 or later.
    • iPod touch
      Requires iOS 15.0 or later.
    • Mac
      Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 1.0 or later.
    Languages
    • English
    Age Rating
    4+
    In-App Purchases
    Yes
    Copyright
    • © 2026 Sandeep Mysore
  • Developer Website
  • Privacy Policy

    • More by Sandeep Mysore

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