Spendly: AI Budget & Expenses

Money Manager & Bill Tracker

Only for iPhone

Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.

iPhone

AI reads receipts and answers your money questions in plain English. Multi-wallet for business, family & travel. No bank login. iOS 26 native design. Spendly is the personal finance app that finally feels native to iOS — beautiful, fast, and powered by AI that actually understands your money. Track expenses in under 5 seconds, scan receipts with one tap, and ask plain-English questions like "where did most of my money go last month?" Built for iOS 26 with Liquid Glass design, multi-wallet for Business / Personal / Family, and 150+ currencies. No bank login required. Works offline. Your data stays yours. — WHY SPENDLY — • AI Receipt Scanner — Snap any receipt, AI extracts merchant, date, total & line items in seconds. No typing. • AI Finance Advisor — Chat with your money. "Am I on track this week?" "What's growing fastest?" Get specific, helpful answers. • Multi-Wallet — Business, Personal, Family, Wife, Custom. Separate budgets, colors, and reports per wallet. • Multi-Currency — 150+ currencies with live rates. Perfect for travel, expats, freelancers. • Bank SMS Auto-Parser — In supported markets, expenses log automatically from bank SMS alerts. • Beautiful Native Design — iOS 26 Liquid Glass throughout. Looks like Wallet.app, not a web view. — CORE TRACKING — • Quick Add — One tap, log in seconds with smart defaults • 30+ Categories — Pre-built, plus unlimited custom • Recurring Expenses — Subscriptions, bills, EMIs, rent — auto-logged on schedule • Subscription Tracker — Find forgotten subscriptions, see annual cost, get price-change alerts • Bill Organizer — Never miss a payment, smart reminders 2 days out • Split Expenses — Share a single charge across wallets or people — BUDGETS & GOALS — • Monthly budgets per wallet AND per category • Envelope budgeting with smart AI suggestions • Savings goals with AI-projected completion dates • Smart alerts at 50%, 80%, 100% of budget • Anomaly detection — get notified when something is off — REPORTS & EXPORT — • Beautiful charts: bar, donut, trend, heat map • Custom report builder — save your favorite views • PDF reports for accountants, reimbursements, tax • CSV / Excel export with full pivot data • Tax-ready reports with deductible toggle — PRIVACY FIRST — • No bank account login ever required • Apple Sign In only — no email/password • Face ID / Touch ID lock • Your data is yours — never sold, never used for ads • Receipt OCR runs on-device via Apple Vision — PERFECT FOR — → Freelancers tracking deductible business expenses → Couples managing shared and personal money → Families with multiple wallets and budgets → Travelers logging spending in any currency → Anyone tired of bank-linked apps that only work in the US — SPENDLY PREMIUM — Unlock unlimited AI receipt scans, AI advisor chat, advanced reports, scheduled email exports, and unlimited wallets. • Monthly: $4.99 • Annual: $29.99 (save 50%) • Lifetime: $79.99 Free forever to track up to 1 wallet, 100 expenses/month, basic reports. — SUBSCRIPTION TERMS — Payment is charged to your Apple ID account. Subscriptions auto-renew unless canceled at least 24 hours before the current period ends. Manage subscriptions in Settings → Apple ID → Subscriptions. Privacy Policy: https://spendly.app/privacy Terms of Use: https://spendly.app/terms Built with care for iOS. Made for people who like their money clear, calm, and beautiful.

Ratings & Reviews

  • This app hasn’t received enough ratings or reviews to display an overview.

The developer, Mir md habibullah, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Financial Info
    • Contact Info
    • User Content

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Seller
  • Mir md habibullah
Size
  • 63.9 MB
Category
  • Finance
Compatibility
Requires iOS 18.0 or later.
  • iPhone
    Requires iOS 18.0 or later.
  • Mac
    Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 2.0 or later.
Languages
  • English
Age Rating
4+
In-App Purchases
Yes
  • Yearly Pro $59.99
  • Monthly Pro $9.99
  • Spendly Pro $4.99
  • Learn More
Copyright
  • © Copyright: Spendly
  • Developer Website
  • Privacy Policy

    • More by Mir md habibullah