LO Income Worksheet
Underwriter Ready
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Skip the clunky spreadsheet. LO Income Worksheet helps loan officers calculate qualifying income in minutes with simple YTD averaging and gross-up.
LO Income Worksheet is a faster, simpler way for loan officers to calculate qualifying income without relying on clunky spreadsheets or confusing worksheet templates.
Built specifically for mortgage income analysis, the app helps you enter income quickly, compare averaging methods at a glance, and determine qualifying income in just a minute or two.
Use LO Income Worksheet to review:
• Base pay
• Overtime
• Bonus
• Commission
• Other income
• Non-taxable income
The app automatically calculates and displays:
• YTD annualized income
• YTD + 1 year average
• YTD + 2 year average
Simply tap the average you want to use for each income category, and the app builds the total qualifying income for you.
Features:
• Clean, mobile-friendly worksheet designed for speed
• Simple side-by-side income comparison
• YTD annualization based on the selected through-date
• Optional gross-up for non-taxable income
• Save and reopen loan scenarios
• PDF preview and export for a clean worksheet output
• Designed for loan officers who need clarity and speed
Free version includes the full calculator experience, PDF preview, and up to 3 saved loans.
LO Income Worksheet Pro unlocks:
• Unlimited saved loans
• PDF export
Whether you are structuring a file, checking qualifying income before submission, or reviewing multiple income types quickly, LO Income Worksheet helps streamline the process and replace outdated manual workflows.
Privacy Policy
https://sites.google.com/view/loincomecalculatorprivacy/home
Terms of Use
https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Added custom income entry fields to paid version. Also added small UI tweaks
The developer, Danny Jones LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Danny Jones LLC
- Size
- 1.3 MB
- Category
- Finance
- Compatibility
Requires iOS 26.4 or later.
- iPhone
Requires iOS 26.4 or later. - iPad
Requires iPadOS 26.4 or later. - Mac
Requires macOS 26.4 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 26.4 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- LO Income Worksheet Pro $2.99
- Copyright
- © 2026 Danny Jones LLC