FIREPlan: Retire-Early Planner
Net Worth & FIRE Calculator
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
See your FIRE date in minutes. Track net worth across all accounts, stress-test your plan with 5,000 market simulations, and watch your freedom date move closer.
FIREPlan answers the three questions everyone on the path to financial independence asks: Where am I now? When will I be free? What should I do next?
Enter your monthly income, expenses and account balances — FIREPlan instantly computes your FIRE number, your projected freedom date, and exactly how far along you are.
TRACK YOUR NET WORTH
• All your accounts in one place: 401(k), Roth, IRA, HSA, brokerage, HYSA, cash, crypto, real estate
• One monthly check-in updates every balance and shows how your net worth changed
• Asset allocation and net worth history at a glance
PLAN YOUR FREEDOM DATE
• FIRE number from your real spending — not a generic rule of thumb
• Four paths: Lean FIRE, FIRE, Fat FIRE and Coast FIRE — switch with one tap
• 30-year projection in today's dollars, adjusted for inflation
• What-if sliders: see how saving more, spending less or earning better returns moves your date
GO DEEPER WITH PRO
• Monte Carlo: 5,000 market simulations — not "in 12 years" but "87% probability by 2042"
• US tax modeling: LTCG brackets, Traditional 401(k)/IRA, Roth, mixed accounts, state tax
• Sequence-of-returns risk: will your plan survive a bear market in year one of retirement?
• Withdrawal strategies: fixed, inflation-adjusted, Guyton-Klinger guardrails, variable percentage
• Multiple scenarios and full JSON/CSV export
YOUR DATA STAYS YOURS
Everything is stored on your device. No account, no sign-up, no tracking.
FIREPlan is a planning calculator, not financial advice.
Privacy Policy: fireplan-legal.surge.sh/privacy.html
Terms of Use: fireplan-legal.surge.sh/terms.html
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
• See your plan right after setup — your FIRE number and freedom date appear as soon as you finish entering your numbers
• New monthly check-in: update every account balance on one screen and see how your net worth changed since last time
• Optional monthly reminder so you never miss a check-in
• Redesigned Plan screen: switch between Lean, FIRE, Fat and Coast paths with one tap; what-if sliders and stress-testing now live in tidy expandable sections
• You can now preview exactly which numbers Pro unlocks before subscribing
The developer, Ivan Dotsenko, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Ivan Dotsenko
- Size
- 46.9 MB
- Category
- Productivity
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- FIREPlan Pro Lifetime $14.99
- FIREPlan Pro Yearly $8.99
- FIREPlan Pro Monthly $0.99
- Copyright
- © Ivan Dotsenko

