BillShield

Fight billing errors & denials

Free · In‑App Purchases · Designed for iPad. Not verified for macOS.

Fight denied claims, track appeal timeline estimates, audit hospital bills, compare to Medicare reference ranges, and draft appeal letters—local-first on your device. Your hospital has a billing team. Now so do you. BillShield helps U.S. patients and families understand medical bills and insurance Explanation of Benefits (EOBs). Organize paperwork, learn what denial codes mean, and prepare appeal materials you review before sending—without promising legal outcomes or filing anything for you. WHAT YOU CAN DO • Scan hospital bills and EOBs with your camera or import PDFs • Flag potential billing issues with on-device rules (duplicate charges, upcoding hints, and reference comparisons) • Decode common denial codes (CO-, PR-, OA-, PI-, N-) in plain language • Save Active Cases to track a dispute, linked documents, and status • See estimated appeal timelines (internal appeal, external review, state complaint windows)—always confirm dates with your insurer • Generate and edit appeal letter drafts; export PDFs for your records (you submit appeals yourself) • Use educational hospital negotiation scripts (charity care, itemized bill, cash price)—copy and customize; we do not call providers for you • Compare charges to illustrative reference ranges and Medicare-style benchmarks (not live insurer rates or hospital price files) • Browse reference resources for financial assistance and billing advocacy (verify eligibility with each organization) • Archive yearly summaries and optional tax-related CSV exports (informational only—not tax advice) PRIVACY & DATA • Local-first: bills and EOBs stay on your device by default • Sign in with Apple to sync Active Cases and restore subscriptions on a new device • Cloud AI is OFF by default. If you opt in, selected document text may be processed on our secure U.S. backend; each scan also requires per-document consent • No personal OpenAI API key required • Export or delete your data in Settings → Privacy & data SUBSCRIPTIONS (optional) BillShield Pro adds more Active Cases and AI credits for optional Cloud AI features. Appeal Pack is a one-time purchase for bonus credits and a Premium Appeal Review. Payment is charged to your Apple ID. Manage or cancel in Settings → Apple ID → Subscriptions. Restore purchases after signing in with the same Apple ID. IMPORTANT BillShield is for educational and organizational purposes only—not medical, legal, insurance, or financial advice. AI and rule-based outputs can be incomplete or inaccurate. We do not guarantee savings, coverage decisions, or appeal success. Always verify amounts, codes, and deadlines with your insurer and healthcare providers. Email: hello@familymedvault.com Support & policies: use the links shown in the app (Privacy Policy, Terms of Use / EULA, Support). Privacy Policy：https://jchen8863988.github.io/billshield-legal/privacy-policy.html Support：https://jchen8863988.github.io/billshield-legal/support.html Terms of Use (EULA)：https://jchen8863988.github.io/billshield-legal/eula.html Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

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The developer, 剑 陈, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Health & Fitness
    • Purchases
    • Financial Info
    • Contact Info
    • User Content
    • Identifiers
    • Usage Data

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Seller
  • 剑 陈
Size
  • 37.9 MB
Category
  • Finance
Compatibility
Requires iOS 15.1 or later.
  • iPhone
    Requires iOS 15.1 or later.
  • iPad
    Requires iPadOS 15.1 or later.
  • iPod touch
    Requires iOS 15.1 or later.
  • Mac
    Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
  • English
Age Rating
4+
In-App Purchases
Yes
  • BillShield Appeal Pack $24.99
  • BillShield Pro Annual $99.00
  • BillShield Pro $12.99
  • Learn More
Copyright
  • Copyright © 2026 Jian Chen. All rights reserved.
  • Developer Website
  • Privacy Policy

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