Nema : Budget & Money Tracker

AI Debt Plan, Bills & Savings

Free · In‑App Purchases · Designed for iPad. Not verified for macOS.

See today where you'll land at month-end. Your card timeline, budget and goals — all in one place, no bank login.. Nema tracks your pace and tells you today where you'll land at the end of the month. See your card's statement date, payday and due date on a single timeline. Spending, debt, savings — all your finances on one screen. WHAT NEMA DOES Month-end projection: know instantly whether you'll finish the month ahead or behind at your current pace. Card timing intelligence: statement close, payday and due date on one timeline, with your statement estimated in advance. Budget & spending: category breakdown, daily spendable amount, income vs. expenses. Calendar: bills, payments and your card cycle in a monthly view. Shared budget: split fixed costs like rent fairly, tag who spent what, and see your own share in every projection. Multi-currency: log expenses in any currency and Nema converts them to yours automatically. Goals: give every goal a date and a roadmap. Ledger: who paid, who owes — never lose track of shared expenses. Investments: follow gold, currencies and stocks in one portfolio. Widgets: your status on the lock screen, without opening the app. MORE WITH NEMA+ Split Bills: split in seconds, log who owes what. Scan Receipts: point the camera, the expense logs itself. Import Statements: bring your bank statement as a PDF and Nema reads the transactions — no bank login, ever. Debt Plan: AI calculates the fastest way out and your debt-free date. Import & Export: bring your data in, take it out as CSV, whenever you want. PRIVACY No bank login required. You bring your data — you decide what to track. Nema+ subscription (weekly or yearly) unlocks the premium tools, starting with a 3 day trial. Prices are shown in the app. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the period. Manage or cancel anytime in your App Store account settings. Terms of Use: https://robust-innovation-450.notion.site/Nema-Terms-of-Use-39fb2eccc4c7805f8f3ef69535f98635 Privacy Policy: https://robust-innovation-450.notion.site/Nema-Privacy-Policy-39fb2eccc4c780dd91ecc319e33a48d5 Questions or feedback: https://robust-innovation-450.notion.site/Support-31eb2eccc4c7809283dac8d175849d19?source=copy_link

Events

Ratings & Reviews

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Bug fixes and performance improvements.

Version 1.0.1

The developer, Mine Peksoz, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Financial Info
    • Contact Info
    • User Content
    • Identifiers
    • Usage Data

  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Purchases
    • Identifiers
    • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Seller
  • Mine Peksoz
Size
  • 35.4 MB
Category
  • Finance
Compatibility
Requires iOS 17.0 or later.
  • iPhone
    Requires iOS 17.0 or later.
  • iPad
    Requires iPadOS 17.0 or later.
  • Mac
    Requires macOS 14.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
English and 3 more
  • English, Portuguese, Spanish, Turkish
Age Rating
4+
In-App Purchases
Yes
Copyright
  • © Nema2026®
  • Privacy Policy

    • More by Mine Peksoz