Cadence — AI Morning Briefing
Budget, bills & bank balances
Free · Designed for iPad. Not verified for macOS.
The assistant that knows your money. Cadence reads your bank balances with open banking and briefs you aloud — bills due, calendar, health — at any hour of your day.
Cadence is the AI assistant that knows your money.
Connect your UK bank with secure open banking and Cadence composes a personal spoken check-in — morning, midday or evening — from three feeds:
• YOUR MONEY — Cadence watches your balances and spots recurring payments. It warns you before subscriptions and bills land, tells you what's leaving your account this week, and flags when a bank connection needs renewing. Read-only: balances and transactions, never your credentials.
• YOUR CALENDAR — every account already on your iPhone, plus Google Calendar. Cadence names the meetings that matter and tells you when your day is packed.
• YOUR HEALTH — daily summaries from Apple Health. How you slept, how your week is trending, whether to train or rest today — and one realistic nudge that actually fits your schedule.
Then it gets to the point: one justified priority for your day.
ASK CADENCE ANYTHING
The chat assistant sees the same three feeds — and you can talk to it. "What bills are due before Friday?" "Can I afford this month's trip?" "How did I sleep this week?" Cadence answers from your real data, out loud if you want, and remembers what matters to you. You can see, correct, or delete everything it knows in Settings.
PRIVATE BY DESIGN
• Raw Apple Health records never leave your phone — only daily totals sync.
• Bank connections use FCA-regulated open banking (Token.io). Cadence never sees your bank credentials, and consent expires automatically.
• No ads, no data selling. AI runs in EU data centres.
CADENCE PRO
The AI check-in, chat assistant, voice chat, spoken audio and memory require a Cadence Pro subscription (monthly or yearly, with a 7-day free trial). Fair-use daily limits apply and are shown in the app. Health, calendar and money dashboards are free.
Cadence is a planning aid, not medical or financial advice.
Terms of Use (EULA): https://cadence.wolftechnologies.co.uk/terms.html
Privacy Policy: https://cadence.wolftechnologies.co.uk/privacy.html
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
• Connecting your bank now returns you to the app automatically once you've authorised
• Your briefing is now the Check-In — aware of the time of day, with activity and rest recommendations for today and tomorrow
• Voice chat (Pro): talk to Cadence out loud and hear its replies
• Health trends now load your last 30 days of Apple Health history
• Your iPhone calendar events now show on the Today screen
• Fixes and copy improvements
The developer, Wolf Technologies Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Health & Fitness
- Financial Info
- Contact Info
- User Content
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Wolf Technologies Ltd
- Size
- 10.3 MB
- Category
- Productivity
- Compatibility
Requires iOS 15.0 or later.
- iPhone
Requires iOS 15.0 or later. - iPad
Requires iPadOS 15.0 or later. - iPod touch
Requires iOS 15.0 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
9+
- 9+
- Contains
Health or Wellness Topics
- Copyright
- © 2026 Wolf Technologies Ltd