GoDebtFree
Pay Off Debt. Stay Debt-Free.
$0.99 · Designed for iPad. Not verified for macOS.
Break free from debt — one payment at a time.
GoDebtFree is your all-in-one debt companion: track every loan and credit card, follow your EMI schedule, plan the fastest payoff route, and check whether you can actually afford a new purchase before you commit.
KNOW WHERE YOU STAND
See your total debt, monthly obligations, and disposable income on a single dashboard. No spreadsheets. No guesswork. Just clarity.
NEVER MISS A PAYMENT
Add all your monthly dues — rent, electricity, EMIs — and mark them paid with a single tap. Get reminded before each deadline so late fees become a thing of the past.
FIND YOUR DEBT-FREE DATE
GoDebtFree calculates two proven payoff strategies:
• Debt Snowball — crush the smallest balances first for quick wins and momentum
• Debt Avalanche — attack the highest-interest debt first to save the most money
See exactly which strategy gets you debt-free sooner and how much interest you save along the way.
TRACK EVERY INSTALLMENT
Whether it's a personal loan, car loan, or credit card, GoDebtFree tracks every EMI. Tap any loan to see the full repayment schedule, mark instalments paid, and watch your remaining balance shrink month by month.
ASK BEFORE YOU BUY
Not sure if you can afford that new phone or laptop in EMI? Ask the built-in Affordability Chat. It checks your income, existing expenses, and debt minimums to give you an honest answer — before you commit.
EXPORT YOUR DATA
Export your debts, income, and expenses as a CSV file to review in a spreadsheet or share with your accountant. Your data, your way.
SYNCS ACROSS ALL YOUR DEVICES
GoDebtFree uses iCloud to keep your data in sync across your iPhone and iPad automatically — no account setup required.
BUILT FOR PRIVACY
Everything is processed on your device. No ads. No trackers. No data sold to anyone.
WHAT YOU CAN TRACK
• Home loans, car loans, personal loans
• Credit card balances and minimum payments
• EMI schedules with instalment-by-instalment history
• Salary, freelance, and variable income sources
• Fixed and variable monthly expenses
Download GoDebtFree today. Your debt-free date is closer than you think.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
• See your Debt Health Score at a glance, with a breakdown of what's helping or hurting it
• Get warned before adding a debt that could trap you — high interest, thin margins, and other risky patterns
• New Learn tab with quick guides on interest, minimum payments, and getting out of debt
• See your estimated debt-free date update live as you adjust payments, with a preview slider
• Earn achievements as you pay down debt and improve your Health Score
• Tap into any loan for a full payment-by-payment breakdown
• Export all your debts, income, and expenses to CSV
• New guided tour to help you get started
• Fixed a bug where the payment slider could scroll endlessly without a limit
The developer, Bhavesh Gupta, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Financial Info
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Bhavesh Gupta
- Size
- 2 MB
- Category
- Finance
- Compatibility
Requires iOS 17.0 or later.
- iPhone
Requires iOS 17.0 or later. - iPad
Requires iPadOS 17.0 or later. - Mac
Requires macOS 14.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © 2026 ATIKIN TECHNOLOGIES
