Ontop Finance
Budgeting that stays private
Free · Designed for iPad. Not verified for macOS.
A ledger, budget, and full financial statements that live entirely on your device — no account, no cloud, nothing to sign up for.
Ontop Finance is a personal ledger, budget tracker, and set of real financial statements — income statement, cash flow, balance sheet — built for people who want to actually see their numbers clearly.
Track spending by category, set budgets that scale automatically to any time period, attach receipts to transactions, and reconcile your accounts the way a bookkeeper would. Track TFSAs, RRSPs, loans, and money you've lent or borrowed — all rolling into one real net worth picture.
Everything stays on your device. There's no account to create, no server, and nothing about your finances is ever uploaded anywhere.
Built for people who want more than a spending tracker — a real, CPA-style set of books for your own life.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
The developer, Rahman Ajayi, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Rahman Ajayi
- Size
- 2 MB
- Category
- Finance
- Compatibility
Requires iOS 15.0 or later.
- iPhone
Requires iOS 15.0 or later. - iPad
Requires iPadOS 15.0 or later. - iPod touch
Requires iOS 15.0 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © 2026 RA Robla