It does what it says, and it's simple to use, and very convenient. However, there is one MAJOR flaw that really needs to be fixed. There is no true pass code for getting into the app itself. None! This means if you photo your cards or even if you don't, but type in the info onto a template, you can instantly see all your private info.... If you click on a card, the pass code screen comes up, so it appears as if you are blocked from access... Wrong! Pick a number!! Any number! Bam, you're in! Does anyone else see a problem with this? I do! This should be an easy fix, so I hope they fix it. To edit and save, you do have to enter the correct pass code. , however, if a crook gets the info, they aren't going to want to edit the numbers! Next flaw is minor and again, should be an easy fix. There should be an option for the card name and banner to be optional in the case of an actual photo being taken. If the template card option is chosen, I understand the need for a name and banner.. Overall, I LOVE the IDEA, the EASE, and the many colorful options, and the option to take an actual photo. This app is exactly what I was looking for. However, identity theft and bank theft are an ever present danger. I chose this app to have quick access in case my cards did get stolen, or for a fast and convenient way to do online shopping without always having to carry my cards in my purse. With the security problems of this "purchased" app, I dropped this to a 3... It deserves a 1 or 2, but I truly applaud the idea and hope that this review will be heard. This app has great potential, and had the security feature been tighter, I would have paid up to $3.00 and rated it a 5. As of now, I'm not sure it was worth the .99 that I paid. Needs tweaking...

It works but totally in secure! Without any password protection why would I load bank cards