
True Finance: Cash Advance
Get, Earn, and Save Money
Only for iPhone
Free · Designed for iPhone
iPhone
Budget, Earn Money and Instant Cash Advance Up to $100*
True Finance is your all-in-one app for budgeting, earning, and cash advances — helping you manage money in one place. Track spending, earn extra income, boost your credit score, and get interest-free cash advances*. Over $50M in advances given and users have earned over $1,200/month in rewards.
SMART BUDGETING TOOL
Get a clear, accurate view of your spending with one of the most reliable budgeting tools available.
Accurate Categorization: Transactions automatically assigned to 16 categories for a full picture of where your money goes.
Simple Dashboard: All spending organized in one place and updated instantly.
Flexible Tracking: View by category, time period, or custom tags (custom categories and alerts coming soon).
CASH ADVANCES
Access up to $100 in interest-free cash advances with no credit checks. Funds can arrive in minutes for an optional instant fee*, or within three business days via standard processing. Approval is based on eligibility and requires a connected, qualifying bank account. Over $50M in cash advances have been provided.
CREDIT SCORE MONITORING
View and track your credit score, powered by VantageScore 3.0 and Equifax data through our partner Array. Receive alerts for changes such as new loan applications or credit pulls to help prevent identity theft early.
INSTANT PROCESSING
Instant processing is available for a small fee ranging from $1.99–$5.99. Eligible users receive their cash advance within the hour instead of standard 1–2 business day ACH transfers. Availability depends on bank participation in FedNow; some smaller banks and credit unions may not qualify.
EARN TAB
Turn spare time into real cash. Play games, complete tasks, and take surveys to earn rewards. Top users have earned up to $1,200 per month.
MARKETPLACE OFFERS
Explore personal loans, credit cards, and insurance from trusted partners — all in one app.
ABOUT TRUE FINANCE
Launched in 2023, True Finance helps members bridge the gap between paydays with tools to budget, earn, and access short-term cash when needed. The app provides credit score tracking, identity protection alerts, and a financial marketplace for exploring additional money solutions.
True Finance is not affiliated with other loan, money, or budgeting apps including Vola, Empower, MoneyLion, Dave, Cleo, Albert, Brigit, Chime, Klover, Current, SoFi, Varo, PayActiv, Branch, and others.
Membership is required to request cash advances and use the Budget tab. Approval is not guaranteed. Premium members may earn up to 10% more in the Earn tab. Membership costs $4.99/month and renews automatically until canceled in-app. Uninstalling does not cancel membership. Instant transfer fees ($1.99–$5.99) are not included. Cash advance amounts range from $10–$100, with an average of $40 as of Aug 2025.
Internal changes and minor fixes
The developer, True Finance LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Identifiers
Data Linked to You
The following data may be collected and linked to your identity:
- Contact Info
- Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- True Finance LLC
- Size
- 117.8 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © True Finance LLC
