Arkansas FCU Mobile Banking 4+

Arkansas Federal Credit Union

Designed for iPad

    • 4.8 • 18.4K Ratings
    • Free



Bank securely from anywhere with the Arkansas Federal Credit Union app. Manage all of your accounts: monitor your credit score, budget and track spending, send and receive money, deposit checks, apply for loans, and more! 
Fast Account Access
-Log in quickly using biometrics or your password
-Enable Snapshot to view your account balances without logging in
Manage Accounts
-Review activity in all of your accounts: checking, savings, home, auto, and more
-Deposit checks with ease using your phone/tablet camera*
-View account balances, summary, and transaction history
-Decide when, where and how your debit or credit card is used with Card Defend
Make Transfers and Payments
-Send and receive money with Zelle®*
-Schedule and edit bill payments
-Transfer money between your accounts and other financial institutions
-Securely send money to other member accounts
Credit IQ
-Access your daily credit score and monthly credit report for free
-Help shield yourself from identity fraud with credit monitoring
-Explore ways to save money by refinancing loans with us
-Use the interactive score simulator to simulate how your score may change with new credit inquiries, pay-offs, on-time payments, and more
Contact Us
Locate one of our more than 30,000 ATMs
Find your nearest branch
*Availability is subject to phone carrier restrictions. Data rates may apply. Availability is subject to phone carrier restrictions. Deposits are subject to verification and may not be available for immediate withdrawal. Data rates may apply. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Any time you view your balance, keep in mind it may not reflect all transactions, including recent debit card transactions and/or checks you have written. 
To learn how we protect your privacy, please visit Federally insured by NCUA.

What’s New

Version 4013.2.0

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

Ratings and Reviews

4.8 out of 5
18.4K Ratings

18.4K Ratings

jgdrops ,

Tough to read and understand

Overall, I do not like the new mobile banking app and will attempt to explain the confusion I have trying to navigate the program. I do muddle my way through and make the most of the program, but it is never easy or without some sort of complication.
First, I find the font and format difficult to read and navigate. Thankfully, being able to enlarge the screen helps. Also, the slim blocks of color along the side do little to guide me to a category, but take more space from the field of vision.
Second, The menu is ok and fairly straight forward, but trying to access or even find my recurring payments is extremely confusing especially through the transfer funds link. I have set up duplicate recurring payments more than once and had to struggle to find the way to cancel the duplicate without cancelling the initial payment. I have had some difficulty with recurring payments in bill pay too and e-bills are a continuous nightmare. I have constant messages telling me to update or contact payee at their website or it is continuously “in progress”, but never fixed or working properly. Using e-bills is not a viable choice for me. I don’t know what the benefit is or why it is offered.
I hope this review explains some of my difficulties and can help you understand my frustrations.

Judy Willett ,

My Account

Tellers need to be more mindful when pulling up “family” accounts. In a 5 month period, when I have deposited or withdrew money from my account, they mistakenly added or took the money from my husbands account. Please tell me how this could happen when our account numbers are different? I refuse to argue with the tellers which I almost did one time because I told her she needed to look closer and find MY account number. She insisted that she did the proper research and yet still took the W/D from my husbands account. Short of the computers being down, I can’t accept any excuse.
Other than that, I’m happy with the credit union for now.

phil85xyz ,

All good except for the check deposit feature.

The app is generally good, functional and dependable except for the glaring failure of the worthless check deposit function. You can attempt to deposit a check, and the app will tell you that it deposited the check successfully. You go on about your business, writing checks as though you have the deposit in there, only to find out it really did not deposit successfully. I have often tried to deposit checks when the app would refuse to deposit the check up to a dozen times, giving a variety of up to four different reasons/excuses; then in a mad fit I try one more time and it deposits successfully whereas nothing had changed— same check, same lighting, etc. this is particularly frustrating when I’ve had multiple checks to deposit. The online deposit function is important since no branches have been opened up near me

App Privacy

The developer, Arkansas Federal Credit Union, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • Contacts
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Wallet

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