ATM Split
Split bills. Offline. Arabic.
Free · Designed for iPad. Not verified for macOS.
The only bill-splitting app with native Arabic support, offline-first multi-currency tracking, and smart debt simplification. No account needed.
ATM Split is the bill-splitting app built for travelers, roommates, and friends who need a fast, private way to track shared expenses — no account required, no cloud dependency, and with full Arabic support from day one.
Unlike other splitting apps that require sign-ups, cloud accounts, or internet access to function, ATM Split works entirely offline. Your data lives on your device, protected by iOS security, with nothing sent to external servers. Create a group, add members, log expenses, and see who owes what — all in under a minute.
What makes ATM Split different:
- Full Arabic & RTL support — the only bill-splitting app with native Arabic localization, Arabic-Indic numerals, and proper right-to-left layout. Even all 45 expense categories now read in Arabic. Built for the GCC and MENA markets, not just translated.
- Offline-first with multi-currency — track expenses in 56 currencies with live exchange rates when online, and bundled seed rates when offline. Every expense is converted through the rate captured when you logged it, so a mixed-currency trip settles up correctly in your group's base currency. Perfect for international travel where Wi-Fi is unreliable.
- Smart debt simplification — a greedy min-cash-flow algorithm reduces the number of payments needed to settle up. A group of 10 people might only need 9 transfers instead of dozens.
- Edit anything, note everything — tap any expense to change its title, amount, currency, date, category, payer, or participants, and add a note that shows right on the expense. Fix a mistake without deleting and re-entering.
- 45 expense categories — from groceries and dining to transportation and utilities, organized into 7 intuitive groups, each fully localized in Arabic.
- CSV data export — share your full expense history as a spreadsheet with a single tap, now with base-currency amounts and notes so a mixed-currency group is fully reconcilable.
- No account, no tracking, no ads — ATM Split respects your privacy. No email required, no social login, no analytics SDK. Just open the app and start splitting.
- Beautiful dark mode and accent colors — customize the look with 10 accent colors and System/Light/Dark themes.
Built with SwiftUI and SwiftData for a native iOS experience.
Built by Approve The Move — genuinely useful apps, always free, no subscriptions.
Ratings & Reviews
Version 1.1.0 — our first update since launch, driven by a full review of the entire app.
• Foreign-currency expenses now convert to your group's base currency in every total, balance, and settlement. A €100 hotel in a US$ group now counts correctly instead of as $100.
• Edit an expense — tap any expense to change its title, amount, currency, date, category, payer, or participants.
• Expense notes are now visible on the expense row and included in CSV export.
• All 45 expense categories and their group headers now display in Arabic.
• CSV export adds Base Amount and Note columns, and per-member totals are now in your group's base currency, so mixed-currency exports fully reconcile.
• Deleting a group now asks for confirmation before removing its expenses and history.
• More reliable amount entry — very large numbers, pasted amounts with thousands separators, and comma-decimal keyboards are all handled correctly, including on the Settle Up screen.
• Activity feed months now sort in true chronological order.
• Expense and settlement dates can no longer be set in the future.
• Assorted stability and accuracy fixes.
The developer, Yousif Ameen, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Yousif Ameen
- Size
- 2.2 MB
- Category
- Finance
- Compatibility
Requires iOS 18.6 or later.
- iPhone
Requires iOS 18.6 or later. - iPad
Requires iPadOS 18.6 or later. - Mac
Requires macOS 15.6 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 2.6 or later.
- iPhone
- Languages
- English and Arabic
- Age Rating
4+
- 4+
- Copyright
- © 2026 Approve The Move
