Autonomy Ledger

Budget & Debt Freedom Tracker

Free · In‑App Purchases

Take control of every dollar. Autonomy Ledger is the privacy-first budgeting app that calculates your exact debt-free date. No bank connections required. Ever. Your money. Your data. Your freedom. Autonomy Ledger is a privacy-first budgeting app built on one belief: awareness changes behavior. No bank connections. No data harvesting. Just you, your money, and a clear path to financial freedom. YOUR FREEDOM DATE Know the exact date you'll be debt-free. Not a guess. A calculated date based on your real numbers. Watch it move closer every time you make a payment. ZERO-BASED BUDGETING Every dollar gets a job. Nothing slips through the cracks. You decide where every cent goes, and the app holds you to it. AI MONEY COACH Ask your AI Analyst anything about your finances. Get personalized insights, spending analysis, and smart recommendations based on your actual data. Not generic advice. DEBT PAYOFF STRATEGIES Choose avalanche (highest interest first) or snowball (smallest balance first). See exactly how each strategy affects your timeline and total interest paid. PRIVACY FIRST. ALWAYS. No bank connections. No account linking. No third-party access to your financial data. You manually log transactions because awareness is the intervention. Your data can't be used against you. No account numbers. No social security numbers. No financial institution credentials. Every number in the app is something you typed in yourself. No cookies. No tracking. No data collection beyond what you enter. We don't sell your data. Period. You're the customer, not the product. KEY FEATURES • Zero-based budgeting. Every dollar allocated. • Freedom Date. Your calculated debt-free date. • AI Analyst. Ask anything about your money. • Debt payoff plans (avalanche and snowball) • Debt analysis, simulators, and amortization tables • Multi-currency support • Transaction logging with labels • Income tracking and savings goals • Spending reports and category breakdowns • Data export (JSON) • Dark mode • No bank connections. Ever. $9.99/month. Full access to every feature. Cancel anytime. No free tier, no locked features, no upsells. You get the whole app. Terms of Use: https://autonomyledger.com/terms Privacy Policy: https://autonomyledger.com/privacy

Ratings & Reviews

  • 5.0
    out of 5
    1 Ratings

The developer, Jade Digital Labs LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Financial Info
    • Contact Info
    • Identifiers
    • Usage Data

  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

  • Seller
    • Jade Digital Labs LLC
  • Size
    • 60.1 MB
  • Category
    • Finance
  • Compatibility
    Requires iOS 15.1 or later.
    • iPhone
      Requires iOS 15.1 or later.
    • iPad
      Requires iPadOS 15.1 or later.
    • iPod touch
      Requires iOS 15.1 or later.
  • Languages
    • English
  • Age Rating
    4+
  • In-App Purchases
    Yes
  • Copyright
    • © 2026 Jade Digital Labs LLC
  • Developer Website
  • Privacy Policy