B9 - Cash Advance 4+

Up to $500 Per Pay Period

B9, Inc.

Designed for iPhone

    • Free

iPhone Screenshots

Description

Tired of waiting your next payday? Access your paycheck and get paid when you need to. B9 enables you to advance your cash as you work, eliminating the wait time of your next payday. No interest, no credit checks, and no late fees. Over 1.5 million downloads and counting. Experience the B9 cash advance where you can access up to $500 per pay period to handle your unexpected bills, expenses, and so on.[1] What's more, our credit monitoring feature is included in the B9 Premium Plan, ensuring your credit goals stay on track, all conveniently within the app.

Earn up to 5% cash back when you use your B9 Visa® Debit Card for eligible purchases online and in physical stores.
Subject to eligibility criteria including spending requirements of $200 in a single calendar month and merchant categories. See T&C for more details

HOW IT WORKS:

1 Download the app and open your B9 Account; start depositing your income or paycheck into your B9 Account. (Any recurring direct deposits from multiple employers, side hustles, government benefits, income from rentals, tutoring also qualify.)
2 Check the amount of B9 cash advance you're eligible for, and confirm it for immediate use as you wish.
3 Withdraw or spend your cash advance money — whenever you need it.
4 When your next paycheck deposit comes, your B9 Account will be debited with the amount of cash advanced.
5 The more on-time payments you make, the more of your income we can advance to you over time.

Choose your subscription plan:

Basic Plan ($11.99 or $0* monthly fee)

- B9 Visa® Debit Card with up to 5% cash back
- B9 cash advance (up to $100 cash advance per pay period) [1]
- Cash advance is available instantly with your B9 Visa® Debit Card
- No fee ACH withdrawals to banks accounts
- Additional fees apply for instant withdrawals and deposits from and to B9 Account
- Instant transfers to other B9 members from your B9 Account at no extra fees

Premium Plan ($19.99 or $0* monthly fee)

- B9 Visa® Debit Card with up to 5% cash back
- B9 Advance℠ (up to $500 of cash advance per pay period) [1]
- Cash advance is available instantly with your B9 Visa® Debit Card
- Instant transfers to other B9 members from your B9 Account at no extra fees
- No fee ACH withdrawals to banks accounts
- Additional fees apply for instant withdrawals and deposits from and to B9 Account
- No-impact Credit Report
- Credit Score Simulator


*We'll waive the subscription fee for your first 30 days of B9 Basic. After that, it's $11.99 a month for Basic or $19.99 for Premium. If you direct-deposit more than $5K/month you'll continue to get your B9 subscription fee free. This does not exempt other fees see bnine.com/tos

B9 is not a bank. Banking Services are provided by Evolve Bank & Trust, Member FDIC. The B9 Account and B9 Visa® Card are provided by Evolve Bank & Trust, Member FDIC.

[1] B9 advance is an optional, no fee service offered by B9 to its members that requires members to set up a direct deposit to your B9 Account at least once each month. The amount of cash advance a member is eligible to receive will be based on the member's B9 Account history, income deposit frequency and amount, and other factors determined by B9, and may change from time to time. For B9 advance T&C and eligibility requirements apply. Not all users will qualify. Advances amounts range from $30 to $500 per pay period. Average approved cash advance in B9 Basic plan is $79 and the average approved cash advance in the B9 Premium plan is $257 as of April 2024. See T&C or contact B9 via support@bnine.com. May not be available in all states. B9 warrants that it has no legal or contractual claim against you based on a failure to repay a cash advance. B9 will not provide a customer with further advances while any amount their prior B9 advance remains unpaid under the B9 advance service.
Privacy Policy: https://bnine.com/privacy-policy

What’s New

Version 2.87.0

Hi there!
We’re excited to announce that our latest app update has just been released. In this version, we’ve made several improvements and resolved the key bugs. Update now to enjoy a better, faster, and more reliable B9 experience!
Best regards,
The B9 Team

Ratings and Reviews

4.3 out of 5
7.7K Ratings

7.7K Ratings

C’monnow ,

B9

I have had many prepaid cards, and I did like a few of them and was with 1 for a very long time. However, B9 is by far the very best. I love their cashback as fast, accurate no lies no cheats is exactly as it says. Their advancements is awesome. They reward you with perfect advancements. The only concern I have and it’s not a huge concern always keep my cards locked, always have I always will. I do not open them unless I’m using them and nobody ever gets on my phone and I have a phone lock anyways, even if they tried, so there was a few times a transaction was completed with my card being locked that is not supposed to happen with or without my permission. It doesn’t matter if I gave permission. It is not supposed to happen if your card is locked that means no transactions I see that the only issue needs to work harder on making sure that does not happen. Also, after I’ve repaid my advancement and got a new advancement hours later B9 try to take that payment that I’ve already paid out again. I talked to support. They said they couldn’t find no processing repayment, but it was trying to take out for the second time for the same amount that I just paid again and again it’s not a huge issue because I contacted support and it didn’t happen again so they’re really good about getting back to you and fixing the issue in the problem so only thing I see them may need just a little bit more work on is transactions being made locked trying to take out same payment twice

Developer Response ,

Thanks for the excellent review! We’re here to help if you need anything.

Leezet4 ,

Great App!

Ok, this app rocks! We all know how tough it to make ends meet, and feel like we can never catch a break. But with B9, it's a whole different story. First things first, you can get paid up to 15 days early! Yeah, you heard that right. No more waiting for someone else's payroll system to catch up. YOU EARNED IT, YOU GET IT RIGHT AWAY! Plus, with the B9 Advance feature you can take out up to $500 to cushion those tough times. And the more you make on-time payments, the bigger advances you can qualify for.
They also have debit card that offers 5% cashback on everyday purchases. Couldn’t find anyone else doing that. That cashback adds up real quick too. B9 also has stuff to help you manage your money like free credit checks and for tax season, synchronization with the april tax app. Like any money app, B9 does have you jump through some hoops to get set up. They do an ID check with either your SSN or ITI card. But NO BACKGROUND CHECK so don’t worry! Once you’re confirmed you can take out the advance amount you need and use your B9 Visa debit card. And with no transfer fees, you can send money to your peeps whenever you need to. Definitely useful. Thank you B9.

Developer Response ,

Hey, Leezet4. Thank YOU so much! We really do work hard to make sure our customers get the best service possible—especially with things like early paycheck advances. Comments like yours validate all that hard work and we really do appreciate it. 🙏

CaitlinMcGuire ,

Don’t Do It - Huge Fees

I signed up for this app to try to get a payday loan like I have on many other services. There’s no other way to describe how disgusted I am with my experience. You charge huge fees for the most basic of services and then your advance is only 30$$ are you kidding me ???? And I couldn’t get an advance until AFTER payday which I didn’t even need it anymore once I’d been paid so it defeated the whole purpose. So then I tried to move my money that was direct deposited into this horrible account back into my actual bank and your system refused to do it without taking 3% of my money which doesn’t sound like a lot unless you know how much money I am trying to move but it’s a huge fee. So I said okay anyways because I want my money in an account that is useable that I can spend it in and it wouldn’t even send my money with me paying the fee. It just says error and keeps sending me back to the same screen. I want my money out of this account and this account off my direct deposit from my job for work immediately. I don’t even know how direct deposit got set up. This was supposed to lend me money and then when I got my direct deposit take the money back. I never set up for money to just go to this account. This is wild. I will be reporting this experience on many platforms where I do many reviews on many things so people will know how scam like this app is.

Developer Response ,

We apologize for any inconvenience you have experienced. Our goal is to provide you with a bank account that maximizes the benefits of your paycheck by offering income-based cash advances. Not all banks do it. In addition we provide our customers physical and virtual debit cards, and the ability to transfer funds to any other bank accounts, as well as instant transfers between B9 members, and to linked external cards almost instantly. Fast funding options have a fee, while regular ACH transfers are free and take 1-3 days.

We prioritize the stability of our in-app features to ensure seamless performance. If you are still experiencing issues, please contact our support team for immediate assistance. Additionally, you can request a free B9 Visa®️ Debit Card (physical and/or virtual). The virtual card is issued immediately and can be used for payments and purchases right away. If you order a physical card, it will arrive in about a week.

Unlike other cash advance companies, we require new customers to switch their direct deposit to become eligible for a cash advance. This can include any income, such as governmental benefits. Initially, new customers can access a $30 to $50 cash advance per pay period. As you continue to deposit your income into your B9 Account, your cash advance limit can grow to $500 per pay period with a premium plan. For example, if you are paid biweekly and deposit your paycheck into your B9 Account, you can access up to $500 each pay period, totaling $1,000 per month.

You have full control over how much of your income you deposit into your B9 account. Simply log into your payroll provider and choose the amount you want to deposit into your B9 Account. Our in-app technology allows you to sync your paycheck seamlessly with your B9 Account.

If you have any further concerns, please contact our support team at support@bnine.com. We are here to help resolve your issues as quickly as possible.

Thank you.

App Privacy

The developer, B9, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Contacts
  • Identifiers

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Supports

  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

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