B9: Fast Cash Advance 4+

Access Your Money in Advance

B9, Inc.

Designed for iPhone

    • Free

iPhone Screenshots

Description

Tired of waiting your next payday? Access your paycheck and get paid when you need to. B9 enables you to advance your cash as you work, eliminating the wait time of your next payday. No interest, no credit checks, and no late fees. Over 1.5 million downloads and counting. Experience the B9 cash advance where you can access up to $500 per pay period to handle your unexpected bills, expenses, and so on.[1] What's more, our credit monitoring feature is included in the B9 Premium Plan, ensuring your credit goals stay on track, all conveniently within the app.

Earn up to 5% cash back when you use your B9 Visa® Debit Card for eligible purchases online and in physical stores.
Subject to eligibility criteria including spending requirements of $200 in a single calendar month and merchant categories. See T&C for more details

HOW IT WORKS:

1 Download the app and open your B9 account; start depositing your income or paycheck into your B9 account. (Any recurring direct deposits from multiple employers, side hustles, government benefits, income from rentals, tutoring also qualify.)
2 Check the amount of B9 cash advance you're eligible for, and confirm it for immediate use as you wish.
3 Withdraw or spend your cash advance money — whenever you need it.
4 When your next paycheck deposit comes, your B9 account will be debited with the amount of cash advanced.
5 The more on-time payments you make, the more of your income we can advance to you over time.

Choose your subscription plan:

Basic Plan ($9.99 or $0* monthly fee)

- B9 Visa® Debit Card with up to 5% cash back
- B9 cash advance (up to $100 cash advance per pay period) [1]
- Cash advance is available instantly with your free B9 Visa® Debit Card
- Free ACH withdrawals to banks accounts
- Additional fees apply for instant withdrawals and deposits from and to B9 account
- Instant transfers to other B9 members from your B9 account at no extra fees

Premium Plan ($19.99 or $0* monthly fee)

- B9 Visa® Debit Card with up to 5% cash back
- B9 Advance℠ (up to $500 of cash advance per pay period) [1]
- Cash advance is available instantly with your free B9 Visa® Debit Card
- Instant transfers to other B9 members from your B9 account at no extra fees
- Free ACH withdrawals to banks accounts
- Additional fees apply for instant withdrawals and deposits from and to B9 Account
- No-impact Credit Report
- Credit Score Simulator


*We'll waive the subscription fee for your first 30 days of B9 Basic. After that, it's $9.99 a month for Basic or $19.99 for Premium. If you direct-deposit more than $5K/month you'll continue to get your B9 subscription fee free. This does not exempt other fees see bnine.com/tos

B9 is not a bank. Banking Services are provided by Evolve Bank & Trust, Member FDIC. The B9 account and B9 Visa® Card are provided by Evolve Bank & Trust, Member FDIC.

[1] B9 advance is an optional, no fee service offered by B9 to its members that requires members to set up a direct deposit to your B9 account at least once each month. The amount of cash advance a member is eligible to receive will be based on the member's B9 account history, income deposit frequency and amount, and other factors determined by B9, and may change from time to time. For B9 advance T&C and eligibility requirements apply. Not all users will qualify. Advances amounts range from $30 to $500 per pay period. Average approved cash advance in B9 Basic plan is $79 and the average approved cash advance in the B9 Premium plan is $257 as of April 2024. See T&C or contact B9 via support@bnine.com. May not be available in all states. B9 warrants that it has no legal or contractual claim against you based on a failure to repay a cash advance. B9 will not provide a customer with further advances while any amount their prior B9 advance remains unpaid under the B9 advance service.
Privacy Policy: https://bnine.com/privacy-policy

What’s New

Version 2.74.1

We're excited to share a new version of our app with you! It includes important bug fixes and performance improvements to make your experience even better. We're always working hard to ensure you have the best possible experience with our app.

Enjoy!
The B9 Team

Ratings and Reviews

4.2 out of 5
4.9K Ratings

4.9K Ratings

Leezet4 ,

Great App!

Ok, this app rocks! We all know how tough it to make ends meet, and feel like we can never catch a break. But with B9, it's a whole different story. First things first, you can get paid up to 15 days early! Yeah, you heard that right. No more waiting for someone else's payroll system to catch up. YOU EARNED IT, YOU GET IT RIGHT AWAY! Plus, with the B9 Advance feature you can take out up to $500 to cushion those tough times. And the more you make on-time payments, the bigger advances you can qualify for.
They also have debit card that offers 5% cashback on everyday purchases. Couldn’t find anyone else doing that. That cashback adds up real quick too. B9 also has stuff to help you manage your money like free credit checks and for tax season, synchronization with the april tax app. Like any money app, B9 does have you jump through some hoops to get set up. They do an ID check with either your SSN or ITI card. But NO BACKGROUND CHECK so don’t worry! Once you’re confirmed you can take out the advance amount you need and use your B9 Visa debit card. And with no transfer fees, you can send money to your peeps whenever you need to. Definitely useful. Thank you B9.

Developer Response ,

Hey, Leezet4. Thank YOU so much! We really do work hard to make sure our customers get the best service possible—especially with things like early paycheck advances. Comments like yours validate all that hard work and we really do appreciate it. 🙏

mechelle712 ,

Great option

If you are looking for a safe and secure account. This one is where you can stop looking. Getting a B9 account is very helpful and secure. You don’t even have to get money right away to set it up and verify it. You can set it up and then find it once you decide how much of your employment check you want to put into it. After a certain amount of you run low on funds due to emergency they will loan you money towards your next check deposit. Don’t ever have to worry about making a payment back because they will withdraw it immediately from your Check to make it easy on time to set a reminder. They will also send a reminder message so you don’t forget. So if you anything like me, forgetful if you don’t set a reminder, they will definitely remind you so you won’t look at it and be like omg someone took x amount of money from my check. Thank you B9 for all of your help in keeping everything safe and secure.

5 STARS ARE PAID FOR ,

5 stars reviews is because they offer payments for them

DO NOT BANK WITH THEM. THEY PAY FOR THEIR 5 STARS REVIEWS. There are fees for everything taken out money via Atm , via paypal, cash app, venmo, etc. Not low fee i would say pretty high. Advances only really help you first time honestly. Oh don't forget if you need support in UNDER 24 hours that PREMIUM you have to pay access for only 3 DAYS. ONLY 2 months with them and 3 TIMES so far on PAYDAY they DONT work like literally no APP ACCESS deposit are late after 5pm no support help and no really reason why. Oh lets not forget if you advanced and received ANY type DEPOSIT or deposit money from lets say apple cash your friend sent you ten you wanted to deposit OPPS it PAYS BACK YOUR ADVANCE. You had 30 in bank right now youthink you’ll have like 40 Right. NOPE YOUR AT 0 until next pay. OH. Return t shirt got money boom they take it for the advanced with what evermore you have in the ACCOUNT. NOT WORTH A SINGLE MOMENT TIME. BANKING WITH B9 its likes having an CHILD in CHARGE of all your money. Most of us looking for banking options like this is because WE ARE stretching THIN and im letting you know THIS bank will only CAUSE MORE STRESS LESS HELP AND CRYING TEARS. ALSO THEIR MEMBERSHIP FEE every MONTH. Ps DONT DO IT NOT WORTH IT. Oh by the way how do i know the pay for review every week hey submit your review well sent you money. Thats email i get every week

Developer Response ,

We're sorry to hear you feel that way. Our goal is to help our members get their next paycheck stress-free. All our fees are displayed in the app before our members complete their transactions. We always provide an advance to our members when they keep their direct deposit connected, follow the deposit minimums, and their recurring deposit is credited into their B9 Account. We require a min of $300 p/direct deposit or min $600/m to qualify for an advance, and it needs to be recurring. We encourage our members to deposit their entire recurring paycheck into B9 account to unlock up to $500 advance. Many of our customers get up to $30 even before their deposit is credited into their B9 account. It depends on various factors, including your employment history, and current employment status.

We offer free transfers to any U.S. bank account, including Cash App using its banking details. We only charge a fee of 2% or min $1.5 for instant (almost real-time) withdrawals to other apps like Cash App. Most similar apps charge Instant/Turbo cash-out fees from 1.5%-3.0% or higher. However, B9 never charges any Instant Fees for crediting your Advance into your B9 Account; all our advances are credited instantly at no additional or mandatory fee. When you use your B9 Visa® Card to pay for your purchases, we reward you with a cashback of up to 5%! It's enough to pay off your monthly subscription fee and make your B9 app and Advance fee- and interest-free!

We offer our members to subscribe to any of two simple monthly plans: basic plan of $9.99 and a premium monthly plan of $19.99 (or $47 for three months, which makes it $16/m). Premium plan includes more perks and free features, including credit monitoring tools. It’s a great value for those who want to stay on top of their credit and cash-out up to $500 of their next pay.

Don't hesitate to contact our support via an in-app chat or support@bnine.com and talk to us! We want to win you back and improve!

App Privacy

The developer, B9, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Contacts
  • Identifiers

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Supports

  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

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