Beaver FP

Financial Planning

Free · In‑App Purchases

Complete Canadian retirement planning! Try all features free for 14 days. See your financial future with year-by-year projections and full tax calculations. Beaver FP is the complete retirement and financial planning app built exclusively for Canadians. Whether you're just starting to save or planning your retirement withdrawal strategy, Beaver FP gives you clear, year-by-year projections showing exactly how your finances will unfold. See Your Future in Detail Unlike simple retirement calculators, Beaver FP runs sophisticated simulations that project every year from now through your expected longevity. See exactly when you can retire, how much you'll have, and whether your savings will last. • Year-by-year financial projections with full Canadian tax calculations • Beautiful charts showing your wealth growth over time • Interactive Sankey diagrams revealing money flow from income to investments to expenses • Detailed breakdowns with hover tooltips and expandable sections Canadian-Specific Features Beaver FP understands Canadian finances: • Full TFSA support with automatic contribution room tracking • RRSP/RIF calculations with automatic conversion at age 71 • Spousal RRSP for income splitting • FHSA tracking for first-time home buyers • DCPP and LIRA/LIF for employer pensions • CPP benefit projections (start ages 60-70) • OAS calculations with clawback modeling • GIS eligibility and benefit calculations • Provincial and federal tax for all provinces • Pension income splitting optimization Complete Investment Management Track all your accounts in one place: • Multiple investment accounts with custom return rates • Automatic contribution strategies (which account to fund first) • Smart withdrawal optimization to minimize taxes • Capital gains tracking for non-registered accounts • Dividend income and reinvestment • Real estate with rental income and capital gains Household Planning for Couples Planning with a partner? Beaver FP handles it: • Separate tracking for each person • Different retirement ages and longevity • Automatic pension splitting optimization • Estate planning with asset transfers on death • Combined household view with aggregate projections Smart Tools & Scenarios Make better decisions with interactive tools: • Goal Calculator: Find your sustainable retirement spending • Work Longer Scenario: See the impact of delaying retirement • Savings Calculator: Discover required monthly contributions • Financial Health Dashboard: Get personalized recommendations • Advanced override system for modeling life changes Professional Export Generate polished PDF reports including: • Executive summary with key findings • Current financial snapshot • Detailed projections and charts • Implementation timeline • Professional formatting for advisors or personal records Education Built In New to financial planning? We've got you: • Finance 101 module covering TFSAs, RRSPs, pensions, and more • Your Guide section with searchable help • Tooltips and explanations throughout the app • Best practices for retirement planning Flexible Plans • Create multiple scenarios (2-unlimited depending on tier) • Import/export plans for backup • Copy plans to test different strategies • Compare side-by-side results Simple Pricing • Free: Try with 2 plans (read-only) • Monthly: 5 plans, full features • Annual: 10 plans + import/export • Lifetime: unlimited plans + all features All tiers include 14-day free trial to explore full features. Built for iOS & Mac Start Planning Your Future Today Privacy Policy: https://beaverfp.com/privacy Terms of Service: https://beaverfp.com/terms

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Redesigned Simulation View - rebuilt for smoother scrolling and better performance Year Parameters View - tap any year to see detailed simulation parameters 2026 Tax Updates - added 2026 tax brackets and TFSA contribution limits Pensionable Salary Limit - new option to cap pensionable earnings Improved Pension Calculations - enhanced accuracy for pension projections Better Mobile Experience Improved Charts Dark Mode Fixes PDF Export enhancements Fixed expense and loan rollovers to the survivor

Version 1.1

The developer, Robert Armstrong, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    Accessibility

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Information

    • Seller
      • Robert Armstrong
    • Size
      • 12.3 MB
    • Category
      • Finance
    • Compatibility
      Requires iOS 18.2 or later.
      • iPhone
        Requires iOS 18.2 or later.
      • iPad
        Requires iPadOS 18.2 or later.
      • Mac
        Requires macOS 15.2 or later.
    • Languages
      • English
    • Age Rating
      4+
    • In-App Purchases
      Yes
      • Monthly Subscription $5.99
      • Monthly Subscription $49.99
      • Lifetime Subscription $129.00
      • Learn More
    • Copyright
      • © 2025 Robert Armstrong
  • Privacy Policy
  • License Agreement

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