Bank on the go from your iPhone® anywhere, anytime with the BMO Digital Banking App. We’ve updated the design for a cleaner look that’s even more convenient to use! It’s secure¹ and super easy to:
• View account balances and activity
• Sign on even faster using Touch ID®
• Withdraw cash using your smartphone with Mobile Cash²
• Access your credit card account alongside your other BMO Harris accounts
• Send money to friends and family with a bank account in the U.S. with Zelle
• Track your accounts – even if they’re not with us – with BMO Harris Total Look®
• Transfer money between your BMO Harris accounts
• Deposit checks by taking a picture with your iPhone® camera³
• Schedule and manage bill payments
• Turn your debit or ATM card on and off and get real time alerts⁴ – with BMO Harris Card Monitor
Visit bmoharris.com/mobile to learn more.
¹ Please visit bmoharris.com/security for more details.
² BMO Harris Mobile Cash® is available for BMO Digital Banking smartphone apps only. For details, see the BMO Digital Banking Agreement at bmoharris.com/legal. Users must have a BMO Harris debit or ATM Card. Even though a physical card isn’t used to access Mobile Cash, the service use is subject to daily transaction limits for your card. If you don’t know your card’s daily transaction limits, please ask your banker or call 1-888-340-2265.
³ Mobile Deposit® is available using the BMO Digital Banking smartphone app. This service may not function on older devices. Users must be a BMO Digital Banking® customer with a BMO Harris account opened for more than 5 calendar days. Deposits are not immediately available for withdrawal. For details, see the BMO Digital Banking Agreement found at bmoharris.com/legal.
⁴ Message and data rates may apply. Contact your wireless carrier for details.
Accounts are subject to approval. BMO Harris Bank N.A. Member FDIC
Third party web sites may have privacy and security policies different from BMO Harris. Links to other web sites do not imply the endorsement or approval of such web sites. Please review the privacy and security policies of websites reached through links from BMO Harris web sites.
Copyright 2018, BMO Financial Corp., All Rights Reserved.
iPhone® and Touch ID® are trademarks of Apple Inc., registered in the U.S. and/or other countries.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
We continue to work hard to improve your BMO Digital Banking Experience. In this release:
•We listened to your feedback and made Biometric login options easier to find by making them visible on the login page
•Enhanced the Sweep account transaction tab
•Added transaction search option to the account details screen
•Squished some bugs and made performance improvements
Ratings and ReviewsSee All
Reading through some of the recent reviews, have to say that I don’t really understand what people are complaining about and think most of the criticism is a bit harsh & unwarranted. I think people need to just chill. BMO is clearly making progress with their mobile/online redesign and compared to what came before it, this is a significant improvement. The design is modern, information about accounts is presented clearly and navigation is intuitive, and all the various features (Face ID, mobile deposit, bill pay, Total Look, etc.) work just fine. I haven’t really had any problems except for brief login issues really late at night (possibly overnight updates?) which are resolved within the hour and not a big deal. Another minor complaint I have is that some of the functions (e.g. bill pay or debit card controls) display in what appears to be an overlaid browser window rather than directly/natively in the app - the design of those pages is a little clunky and inconsistent with the rest of the app. However, I’m sure BMO’s developers are already aware of that and will improve things in time.
Developer Response ,
Hello there! Thanks for your positive feedback and I have forwarded your suggestions to the development team for their consideration in future updates. -Tanya
4.7 stars is falsified. Bad reviews are the majority.
I noticed that the ratings suddenly show 4.7 stars and they used to calculate at less than 2 stars. Scrolling the reviews reveals how people really feel about the poorly designed interface. Most star reviews are very low and BMO needs to finally address these customer concerns. My original review was no longer showing, so this is an update to see if it stays up.
By comparison, I really like the former app version way better. This one is clunky. It’s not nearly as intuitive. I need to keep scrolling to make sure I didn’t miss anything or to see submit/confirm buttons rather than pertinent info being on one screen view. For example, I thought I had covered the steps to pay my bill, but just hadn’t scrolled down far enough to complete the action. There are also certain functions that take more clicks to get to than necessary. I think I had to click five different things to finally get to the pay screen. Then when you click in the amount field, it does not automatically give you a number pad. Overall, it became more confusing to use. Needs some quality control work done.
Developer Response ,
Hi there, thanks for providing us with your review and rating. We appreciate your feedback and we'll definitely share it with the appropriate area for review. - Mark
App so bad that I’m switching banks.
This bank is horrible in general. It was fine as Harris but once BMO took over it turned into garbage. This review isn’t even about the bank itself though. It’s just the app. The app is the worst app I have on my phone. It looks like some high school girls piggy bank toy app or something. It’s as unprofessional as they get, not particularly easy to navigate, and just a garbage experience. On top of that, the app never works. It goes down constantly for no reason, you can’t check anything. Get a weird pending charge notification you wanna check? Too bad. Can’t log on. This entire bank is garbage and their mobile/online banking is even worse. Today the app went down again and it’s the last straw. If a bank can’t handle the most basic task to online/mobile banking, what makes me think it can handle my money? I’m officially switching banks. Yes this app is that bad.
Developer Response ,
Hello, I appreciate the time that you've taken to share your comments and apologize for not meeting your expectation. For additional information regarding navigating our new BMO Digital Experience, please select the following: https://bmoharrisdemos.com/en/home. Please note that we'll be sharing your comments as feedback. - Mark
With Family Sharing set up, up to six family members can use this app.