Brigit: Fast Cash Advance 4+

Credit, Budgeting & Saving App

Brigit Inc

Designed for iPad

    • Free

Screenshots

Description

Get cash fast when you need it*. Build credit, save money, get credit score insights, start budgeting smarter & avoid overdraft fees with Brigit.

It’s personal finance, simplified. Our members have saved millions in fees, and the vast majority of our members report a reduction in their financial stress thanks to Brigit.

HERE’S WHY MILLIONS OF PEOPLE USE BRIGIT

GET CASH FAST - $50 TO $250 WHEN YOU NEED IT*
- Get cash fast and avoid expensive overdraft fees and charges with $50-$250* when you need it
- No credit check, processing fees, interest, late payment fees or tips
- Express (instant) transfer fee may apply for debit card disbursals
- Easy Repayment: Want to repay early? No problem. Need a bit of extra time? Repay us when you get paid or when you can afford it by setting the term in the app or reaching out to info@hellobrigit.com

BUILD YOUR CREDIT WHILE YOU SAVE*
- Build your credit** and save money with Brigit’s Credit Builder
- No credit check. No upfront security deposit. Never any interest.
- We arrange a 24 month loan for you & store the funds in a new deposit account
- Choose your monthly contribution, even as little as $1 – the rest will be paid from the new account
- When the loan is paid off, the money you put in all comes back to you!
- Credit bureau reporting to Experian, Equifax & TransUnion
- Brigit’s Credit Builder is a more affordable alternative to secured credit cards and is designed to work whether you are new to credit or are rebuilding your credit

CREDIT BUILDER LOANS*
- All Credit Builder Loans are 0% APR
- Loan term is 2 years – you can always repay early
- Credit Builder loans issued by Coastal Community Bank, Member FDIC
- Example terms for Brigit's Credit Builder account: a $600 loan, paid back over 24 months with $25 dollar monthly payments and no interest (0% APR). $0 for processing, origination, late payment, transfer, or early payment fees

CREDIT SCORE INSIGHTS*
- Credit score tracker lets you check your credit score
- Get full credit reports and tools to help you grow credit confidence

EARN EXTRA CASH & SAVE MONEY
- Earn extra cash in your spare time
- Find remote work, part-time gigs, & full-time jobs
- Save on everyday expenses with discounts and special partner offers

EASY SIGN UP. FAST ACCESS.
- Connect your bank account and that’s it!
- Brigit works with thousands of banks like Bank of America, Wells Fargo, TD Bank, Chase, and 15,000+ more.
- Simple plans with no interest fees, tips or late fees
- Brigit’s basic plan with account alerts and financial insights is free to use
- Our paid plans are $9.99-$14.99/month and include interest free cash advances* and tools to help you build credit*, budget better, protect your identity & save

SUPPORT 7 DAYS A WEEK
- If you ever need us, please email info@hellobrigit.com

DISCLOSURES
Brigit is not affiliated with Credit Karma, Kikoff Credit Builder Loan, Credit One, Credit Strong, Albert, Earnin, Dave - Banking, Chime, Cleo, Klover, MoneyLion, FloatMe, Empower, Cash Now App, Venmo, Self, or Possible Finance

Brigit Credit Builder (included with Brigit Premium membership) is provided by Brigit and its bank partner, Coastal Community Bank, Member FDIC. Brigit Credit Builder is separate from Brigit Instant Cash. Brigit Credit Builder installment loans and lines of credit are issued by Coastal Community Bank, Member FDIC, subject to approved underwriting practices.
(*) Some features subject to a paid plan. Not all users will qualify. Subject to eligibility and Brigit’s approval and policies
(**) Impact to credit score may vary, and some users’ credit scores may not improve. Results depend on many factors including whether your loan payments are on time, the status of your other, non-Brigit accounts, and financial history

Brigit
36 W 20th St.
New York, NY 10011

What’s New

Version 435.0

We’ve now launched Credit Builder, allowing you to build your credit while you save! Forget about putting money up-front or paying interest or admin fees. Members can build credit while saving. This replaces our Credit Protect & Secure service, but you still get access to your credit report and free ID theft protection with your membership.

Ratings and Reviews

4.8 out of 5
276K Ratings

276K Ratings

Janty Shmanty ,

10/10 recommend.

Brigit was such a helpful and affordable service when I needed it! It has helped me over so many humps! I actually had 4 different loan apps that I rotated between so that I could see which one I liked the most and I believe Brigit to be the best. Some of the others have hidden fees or tricky ways to get extra tips. Brigit doesn’t have that. Keep in mind that your fee is at the end of the month after you have utilized services. If you ever decide to cancel, you will still be charged the $10 fee for that month. I initially gave a bad review because of this but when I got to thinking about it, I felt like that was unfair of me because Brigit has been a wonderful app and resource that I have never had a problem with. When you sign up, you agree to the monthly service fee even if you don’t borrow money. You should pay that through until the agreement is terminated even if you haven’t borrowed for a few months. That’s how business works. I decided not to ask Brigit to waive the fee because it’s fair that I pay for it since it was apart of the agreement I made with them. It’s my responsibility to end the service if I no longer use it. I’m sure that if you wanted a refund and reach out to them, they will listen and consider the refund. So, after considering everything, it’s not fair to give a poor review because of 1 tiny thing that is just the nature of business. Brigit is a great app and I highly recommend!! 10/10 will use in the future when I have a need.

Developer Response ,

Hi,

Thanks for the awesome review! We work hard to make our app as easy to use and transparent as possible and we're glad we're doing a great job!

jodi206 ,

Terrible

For such a small amount of money their system makes it very difficult to use without issues!!!!. Everything from not being able to connect to my account and having to try and connect over 8 times and finally I got it to work and I was able to schedule a advance and I would of brushed off my initial experience but after I requested a loan I was aware I wouldn’t get the money until 11:59pm local time and I got a confirmation it would be in my account by that time. Fast forward to the following day Friday I get a email very late in the afternoon saying now I won’t be receiving the money until next Monday because there is some sort of issue with their system. There is absolutely no number to contact this company and when you email them it says it can take up to 5 days to get back to you. I wish I would of researched this company and read the reviews before signing up how , this company should be ashamed and embarrassed for pretending they are helping people when they are actually causing people over drafts and all kinds of issues with their bank account. Do not use this app unless you want to be very frustrated and disappointed!!!! WARNING don't expect to receive money if you use this app, it will just continue to say pending day after day and you won’t receive anything but frustration and a depleted bank account and no one to talk to at the company they just send robo responses via email!!!

Developer Response ,

Updated 6/13/23. This doesn’t sound right. We have an Express transfer option available for anyone with a linked debit card, where the funds typically arrive in minutes. And close to 2 million Brigit members have received almost $1 billion in advances and saved hundreds of millions of dollars in overdraft fees. It’s also important to note that we do provide both live and automated support via email, using our 24/7 chatbot, plus live agents if the chatbot can’t help. The live agents typically respond within 24 hours. We always want to help - so please reach out to us at info@hellobrigit.com so that we can know who you are (we don’t know who a user is from reviews like this) and can show you how to use the express transfer option - so you get your advance in minutes.

6/10/2019 Thank you for your feedback! Please know, we do have an express option available. Just reach out to us at info@hellobrigit.com and we will provide you the details and get you your advance asap! We do our best to keep our response time to 24 business hours at most. We assure you all inquiries are answered as soon as possible.

Saturn_92 ,

By far the worst service EVER.

I’m giving them 5stars because hopefully, the odds of someone reading this before downloading the app, will read it. STAY AWAY. I don’t even know where to start… the 250 cash advance is a total lie. My husband makes 100k+ a year, he also has this app and I constantly see emails in our joint email account that Brigit automatically deposited 50 DOLLARS… not even he can get over 50. He doesn’t seem to care as he makes too much money to even notice. But for my situation… it’s not even about the loan amount. Their service all around is just abysmal.. you need to re-enter your debit card info constantly (and takes days to update), their customer service support is garbage if not, just straight up nonexistent. The copy/paste soulless response this review will get be 100% by far they most they’ve ever acknowledged me.. you have REQUEST to have your account back to a free service from a 10$ month sad excuse of a service.. REQUEST TO DEACTIVATE YOUR ACCOUNT.. like what universe are they in?.. how do they have the gall to make you jump through hoops just have your account deactivated?… ugh. There SO MUCH more I can rant about how truly awful Brigit is. But I’m not giving them more energy. Hopefully my “request” to have my account deactivated will approve (my God.. they’re so pathetic) please stay away from this app. I definitely recommend Earnin and Dave over, refuse Brigit..

Developer Response ,

Updated 6/13/23: It sounds like your husband’s advances are happening because he chose to turn on Auto Advances—where we will automatically send you the amount we believe you will need if you are at risk of overdrafting. This service is entirely optional and can be turned off at any time under Settings. Additionally, also under Settings, you’re able to downgrade your account to the Free plan at any time right in the app.

Please note that we set Instant Cash limits based on multiple factors, not just how much income a user might make. To determine this amount, we look at your spending behavior, bills, average balance, and deposit history. So not everyone is approved for larger amounts.
Our goal is to help you avoid financial issues by granting advance amounts that take into consideration what we think you will need, as well as what you will be able to comfortably repay.

4/19/2023 We have several requirements to ensure that an advance from Brigit helps you make it to payday worry-free. They’re designed to help you avoid additional financial issues. The amount that Brigit approved you for will get you to payday worry-free. We look at your expenses in determining this amount and the ability to pay back on your payday. If you have any additional questions you can contact us and get answers 24/7 here https://www.hellobrigit.com/support.

App Privacy

The developer, Brigit Inc, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • Identifiers
  • Usage Data
  • Diagnostics
  • Other Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Identifiers

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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