Canadian Mortgage App 4+

Mortgages made easier

Bendigi Tech Inc.

Designed for iPad

    • 4.8 • 80 Ratings
    • Free
    • Offers In-App Purchases



Featured by Apple in "Apps We Love" for six years in a row and selected by App Store's Editors as an Essential Finance App, the Canadian Mortgage App has been used 90+ million times and ranks as Canada's #1 mortgage app.

Financial Post calls it "the app everyone loves to talk about when it comes to mortgages," and CBC, Yahoo Finance, OREA, La Presse, CMT, MBN, Toronto Star, Metro, and many other news outlets have given it lots of media love.

Easily calculate your total home ownership cost, get pre-qualified, do the stress test, compare rates by national and regional lenders and brokers, find out if a refinance is worth the penalty, calculate land transfer taxes and determine your affordability to the penny.

Here is a summary of some of the features:

• Canadian Payment Calculator
• All Possible Payment Frequencies
• Award-winning Pre-Qualification tool
• Powerful Refinance Analyzer
• 2018 Stress Test Rules
• Minimum Down Payment Calculator
• Total Monthly Ownership Calculator
• Closing Cost Calculator
• Affordability Calculator
• Maximum Loan Calculator
• Extra Payments Calculator
• Advanced GDS / TDS Calculator
• CMHC Premium Calculator
• Amortization Schedule and Totals
• Load and Save Multiple Scenarios
• Scenario Comparison (side by side)
• All Provincial Land Transfer Fees
• All Municipal LTT
• ON / TO First-time buyer rebates
• ON Non-Resident Speculation Tax
• BCs First time and Newly built rebates
• BCs Foreign Buyer Tax
• PEIs First-time buyer rebates
• Real-time Mortgage Rates
• Ability to apply with an expert
• Find an Expert in your area
• Import / Export Calculations
• Generate Summary PDFs
• Beautiful graphs and illustrations
• English, French, Spanish &
• Chinese and Hindi Translated
• Direct Technical Support Chat
• Frequently Asked Questions (FAQ)
• Support for Webhooks
• And now Realtors and Mortgage Professionals can also brand CMA to offer their clients a unique mobile experience.

The calculations have also been rigorously tested both mathematically and physically against almost all available mortgage calculators we could find. It's super accurate. It calculates at an extended number of decimal places, avoids floating-point errors and uses specialized rounding as suggested by the European Commission on rounding currency amounts and IEEE 754.

The Canadian Mortgage app is free to use and download.


We offer Real estate and Mortgage Professionals a premium subscription to PRO.

CMA PRO offers industry professionals the ability to personalize the Canadian Mortgage App and share their branded app with clients, prospects and partners.

The PRO mobile app can be customized with your company logo, profile picture, brand colours, contact information, rates and much more. PRO offers premium analytics and the ability to invite and co-brand with referral partners to increase your business.

CMA PRO starts at $23.99/month CAD and up to $249.99 / 3 months, depending on your subscription type.

Payment will be charged to your iTunes account.

Your PRO subscription automatically renews monthly or quarterly for the price of the initial package you have selected. Subscription is automatically renewed unless auto-renew is turned off at least 24 hours before the end of the current period. Auto-renewal can be turned off by going to your App Store Account Settings after purchase. Prices are in Canadian dollars, may vary in countries other than Canada, and are subject to change without notice. Terms of use and privacy policy are available here:

If you don't choose to get CMA PRO, you can continue using the Canadian Mortgage App for free forever.

We know you will love it.


Thank you for using CMA. If you have questions or want to learn how to leverage CMA PRO for your business, please contact us via the support chat in the app under the "Settings" tab.

• The Bendigi Team •

What’s New

Version 15.0.3

Version 15.0.3

• We have added the ability to simulate the upcoming insured first-time home buyer scenarios that will take effect on August 1, 2024.
• The purchase calculator has a new menu. Tap the insurance amount to view the new menu and enable the new insured FTHB rule.
• The compare side-by-side tool has a new menu for Mortgage Insurance. Expand the mortgage options and tap the insurance amount to view the new menu and enable the new insured FTHB rule.
• The Pre-Qualification Tool can turn on insured FTHB rules in the “Qualification” tab. Please note that this is only available in PREQ2 for PRO users.
• Since some lenders offer semi-annually compounded Variable rates, your app no longer automatically switches compounding to monthly when you switch rate type to Variable.
• You'll notice that the web login works much faster as it skips the initial screen when you previously used it in Settings. You can now copy the Web Dashboard URL to the clipboard by tapping on it.

Thank you for using CMA. If you have questions or want to learn how to leverage CMA PRO for your business, please contact us via the support chat in the app under the "Settings" tab.

• The Bendigi Team •

Ratings and Reviews

4.8 out of 5
80 Ratings

80 Ratings

MomentaryMuggle ,


This app is absolutely magical. We're not buying a house for a good few years, but it has helped us substantially with figuring out what we can afford. I'd be absolutely lost without this app, no joke. It's made everything go so smoothly!

D Molla ,



GKTraveller ,

Really useful app with good layout

The app is quick, useful and comprehensive enough for a property calculations and is tailored to the Canadian market. I would have given it 5stars except for the input fields being fussy and a little over precise about where you need to touch to edit them. Either way still a fantastic app.

App Privacy

The developer, Bendigi Tech Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics
  • Other Data

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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