Cash Predict | Budget Forecast 4+

Savings tracker, Debt payoff

Softgroup Technology LLC

Designed for iPad

    • 5.0 • 23 Ratings
    • Free
    • Offers In-App Purchases

Description

Made with love for iPhone | iPad | Mac | Watch

Micromanaging past expenses is ancient thinking.
Cash Predict is all about your present and future.

Privacy Guarantee
-------------------
Other apps make money by selling your financial data.
Lenders, credit card issuers, and insurance carriers buy it, then use it against you.

Cash Predict keeps your information safe:
• No user account: stay totally anonymous.
• No data leaks: your data is stored only on your devices and iCloud.

Motivation
-----------
Expense tracking apps focus in your past: only promoting buyer's remorse.
They want you to believe that's how everybody manages their money: it’s not.

Cash Predict keeps you looking to the future: plan ahead before spending any money.
Tweak your expenses and savings now, and see the money you can build 3, 6 or 12 months out.

How does Cash Predict work?
------------------------------
Cash Predict is always about the present and future. 
The present is represented by your accounts' current balances. 
The future is represented by the income you expect to receive and the bills you've committed to pay.
1. Insert your accounts (Cash, Savings, Credit, Debt).
2. Schedule recurrent income, expenses, investments.
3. Get alerts when recurrent become due.
4. Mark your recurrent as received / paid.
5. Keep your accounts' balances updated to reflect small daily expenses.

What's Cash Predict about?
----------------------------
Instead of telling how and where you spent your money, it tells you things like:
• When you'll payoff your debts, if any.
• If and when there won't be enough money for paying your bills.
• If you can afford an unexpected expense.
• How long is gonna take to achieve short term goals.
• How much money you can save by sticking to your budget.
• If your net worth is growing or shrinking.
• If your budget is balanced as it should.
• And a lot more.

What's Cash Predict NOT about?
---------------------------------
• It's not about spying on you nor selling your financial information.
• It's not about micromanaging your past expenses.
• It's not about torture by remorse.

Many exciting features!
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• Onboarding assistant - Effortless setup accounts, income and most common expenses and investments.
• Dashboard - Beautiful, elegant and easy to understand charts and reports depicting all your financial future.
• Accounts - Keep track of accounts' balances, set savings goals and original debt, credit cards usual spending and statements closing date, and more.
• Recurrent - Schedule recurrent income, expenses and transfers; assign categories, configure frequency, steady or limited number of installments, and more.
• Bill reminder - Configure up to two alerts for upcoming recurrent and the best time of the day.
• iCloud Sync - Automatically synchronizes your data between all your Apple devices.
• Simulations - Easily disable / enable recurrent and immediately see the impact of a salary increase, committing to a new expense, saving more money, etc, on the future of your budget (up to one year in the future).
• System widgets - Keep an eye on your finances and upcoming recurrent without having to launch the app.
• Search - Easily find accounts and recurrent (both paid and scheduled).
• Reinforced security - Protect your data with a pin, and unlock using FaceID / TouchID (device specific).
• Export to CSV - Access all your data on a spreadsheet.

Plus subscription (not required to use Cash Predict):
----------------------------------------------------
• Ads-free experience.
• Support the development of more exciting features.
• Payments will be charged to your App Store account.
• Account will be charged for renewal within 24-hours prior to the end of the current period.
• Auto-renewal may be turned off at any time after purchase by visiting iOS / macOS subscription settings.

• Cash Predict Privacy Policy: https://cashpredict.app/privacypolicy.pdf 
• Terms of service: https://cashpredict.app/termsofservice.pdf

What’s New

Version 3.0

- NEW Watch app.
- NEW interactive charts showing detailed daily balances.
- NEW cash flow forecast home screen widget.
- Includes other minor enhancements and bug fixes.

* Requires iOS 17, iPadOS 17, macOS 14, WatchOS 10.

Ratings and Reviews

5.0 out of 5
23 Ratings

23 Ratings

sochiniteli ,

I've been on the hunt for this for SO long!

This is the first budgeting app that I've found that does ACTUAL budget forecasting, with real-time updates and cash level monitoring so that you can easily see where you stand at any given time. It's AMAZING and has been such a game changer for me! If I could give this app 1,000 stars I would. I've gone from a seriously struggling budgeter to looking forward to checking in on what I affectionately call my "wizard app" every morning. Seeing where and when we can expect to have excess cash gets me excited to save! This app is a treasure! 🙌

Developer Response ,

Thank you so much for your kind words and for describing your experience with such enthusiasm: we truly appreciated it. Feedbacks like yours is what fuels our team’s passion for delivering a great product. 🙏🎉

SJ_246 ,

A little bit like Microsoft money!

Just downloaded the app, and so far so good. The forecasting is a little bit like Microsoft money, and that app was fabulous, but Microsoft did away with it. I always wondered why somebody didn’t develop a program to mimic that Microsoft budgeting forecasting app/feature.

Suggestion would be to be able to drill down onto the data points to see the transactions, resulting in that balance number.

Great job!

Developer Response ,

Thank you for the nice words and for supportting our work. Indeed, Cash Predict was inspired by MS Money, which was a great app back in the day. Regarding your drill down question, on the dashboard, there's a calendar you can tap on a day and see the recurrents and end balance for that specific date. Hope you enjoy your experience.

xytozee ,

The Best

After trying 10 different budget/spending apps, I finally found the best one

None of the others show you how much you can expect to have 1 month, 3 month or a year out. With this app, you can see how adjusting your expenses now, will have an impact on your savings 6 months from now.

Developer Response ,

Thank you so much for sharing your thoughts with us and for helping support Cash Predict.

App Privacy

The developer, Softgroup Technology LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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