Cashews Smart Money Budget App 4+

Expense and Spending Tracker

Cashews Finance LLC

Designed for iPhone

    • 4.5 • 50 Ratings
    • Free
    • Offers In-App Purchases

iPhone Screenshots

Description

Cashews connects to your bank accounts, analyzes your income & expenses, then a predictive cash flow algorithm lets you know how much Spendable money you have left.

There's a fundamental issue with budgeting apps: the concept of setting up a budget and really sticking to it is outdated. We're human beings with emotions. Some days we feel rich and other days we feel pool. We don't say "Oh, I'm not going to go this restaurant tonight because I'll overspend the 'restaurant' category by $46". We say "Hmm, I'm feeling good today and will treat myself to something nice".

Instead of forcing you into rigid budget categories, Cashews takes a different approach. It tells you how much you can spend without going overboard and risking your overall financial health. And guess what? If you're eyeing something specific, our 'Can I afford it?' widget grades your financial situation from A to F, helping you decide whether it's a good idea or not.

--- HOW DOES CASHEWS WORK? ---

1. Connect to your all of your banks and credit cards (13,000+ supported institutions, US ONLY).
2. Adjust your Predicted monthly Income and Recurring Expenses.
3. Set your short, mid, or-long term Goals.
4. A smart algorithm will take up to 15-minutes to cruch through your data.
5. See exatly what you can safely spend until 1st of next month without worrying.

--- KEY BENEFITS ---

► Get insights into your spending to make informed financial decisions
► Achieve your financial goals with easy planning and tracking
► Manage your credit cards smartly for healthier spending habits
► Save time and effort with automated syncing of financial accounts
► Discover your top spending patterns and make informed adjustments
► Stay on top of bills and expenses with smart notifications

--- KEY FEATURES ---

- One-tap connect and easy onboarding
- Connect to unlimited accounts
- Automatic Cash Flow Analysis
- 3 Spendable Modes: Conservative, Normal, All in
- No ads, 100% private and secure
- Supports 12.000+ US banks and financial institutions

Cashews is a subscription app. This provides a secure experience and gives you full unlimited access to the app: no hidden fees, gated features, or ads. You can cancel anytime and don't need to commit.

► IMPORTANT INFORMATION
Cashews uses Plaid (https://plaid.com) to access data from your financial institutions. This enables you to securely connect to your bank and credit card accounts, without us knowing your login data. Plaid sends your transactions to our algorithm for analysis. We have view-only rights to your accounts that cannot be circumvented.

At this time, there is no way to manually add offline account or banks that are not supported by Plaid. Please check on Plaid's website (https://plaid.com/institutions) if your bank is supported before starting a subscription.

Cashews currently supports only US banks and credit cards.

► WHY ISN'T CASHEWS FREE
It costs real money to establish secure connections with banks and build our customers a first-class application. We think the financial confidence and long-term savings it provides will be more than worth it. We’re in this for the long haul. We want to continue building and improving on Cashews for years to come, and subscription pricing makes that possible. We get to do the work we love, and you get the comfort of knowing that we’ll never sell your data or promote other companies’ products just to make a buck.

► SUPPORT INFORMATION
Your satisfaction with Cashews is the only thing that matters to us, so please feel free to send your feedback to our team anytime at support@cashews.finance.

Find more about us: https://cashews.finance

Terms of Service: https://cashews.finance/terms-and-conditions
Privacy Policy: https://cashews.finance/privacy-policy

What’s New

Version 2.0.2

- Updated tutorials for Goals
- Resolve issues with reactivating subscriptions

Ratings and Reviews

4.5 out of 5
50 Ratings

50 Ratings

Fonis Toastes ,

An intuitive budgeting tool that doesn’t require handholding

I got so tired of other budgeting apps that looked slick but fell apart when looking at any of the detail. These other apps would hilariously misconstrue my transactions, duplicate dollars because of simple transfers, and blow up my phone with unnecessary and irrelevant notifications on red herrings from their poorly categorized interpretations on my spending.

Cashews is different. It summarizes the transactions across accounts seamlessly and doesn’t force me to repeatedly relabel transactions over and over. This is a great app and anyone interested in seeing a big picture view of their spending capacity and habits should give it a try.

Galaxyx7 ,

Love the experience

I’ve been looking around for an easy personal finance that doesn’t force me to categorize every transaction and I’ve finally found it. Would love to see an option to add my personal goals. Daily balance notifications are a plus!

--GrumpyGray-- ,

Keeps Me Out of the RED!

I found this app to be exactly what I need to help me make sure I don’t over spend. I have a budget but this app helps me verify it and it even found a subscription that I no longer needed. I also like the comparison of my information to the previous month.

Developer Response ,

--GrumpyGray--, Thank you! We’re so happy you’re enjoying our app. Feel free to get in touch with our development team for improvements and feature suggestions.

App Privacy

The developer, Cashews Finance LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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