Envelope: Banking for Families 4+

Built-in envelope budgeting

Envelope Money, Inc.

Designed for iPhone

    • 4.7 • 110 Ratings
    • Free

iPhone Screenshots

Description

Envelope is the banking app that gives you total control of your finances.

We've designed the app from the ground up for the personal finance power user. Best-in-class envelope budgeting, instant transaction notifications, separate virtual & physical cards, and built in joint accounts give you the tools you need to take your finances to the next level.

* Envelope Money is a financial technology company and is not a bank. Banking services provided by Pacific West Bank, Member FDIC. Your funds are FDIC insured up to $250,000 through Pacific West Bank, Member FDIC. The Envelope Money Visa® Debit Card is issued by Pacific West Bank, N.A. pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. Annual Percentage Yield (APY) of 4.55% is effective as of 2/14/2024. This is a variable rate and may change after the account is opened. Fees could affect earnings on the account.

What’s New

Version 1.018

Precision Update

FEATURES
- Added daily envelope funding
- Added weekly envelope funding
- Added percent of every paycheck funding
- Envelope names can now have slashes "/" and "|"
- New funding & expense/goal picker design
- Paycheck funding runs much faster if you have lots of envelopes & transactions

BUG FIXES
- Fixed issue with Protected savings not appearing in list of paycheck funding envelopes
- Fixed issue with Protected savings causing paycheck funding to fail if couldn't fund all envelopes
- Documents screen shows bank statements in correct year order
- Fixed spacing on Documents tab
- Fixed APY label spacing on Protected savings
- Fixed visual issues when editing Protected savings

Ratings and Reviews

4.7 out of 5
110 Ratings

110 Ratings

Valayna ,

The best bank EVER thus far!

It was only one review but to future users: This is a FINTECH BANK. If you’re not looking for a bank with an envelope budgeting system, this bank is not for you so don’t be rating it poorly because you can’t understand what it is. Now onto the review:

I’ve been with Envelope Money since it was just starting super bare bones as a beta tester and now alpha tester. I have had many banks including Simple and One which, if you had them, you know how badly we got burned. So jumping into another fintech wasn’t an easy decision but I cannot tell you how happy I was to have made the jump! This bank is built on community feedback and are committed to transparency and customer satisfaction. It is unlike any other banking experience I’ve ever had. As a neurodivergent person, an envelope system is integral to my financial success. The founders of Envelope Money have been consistently communicative and dedicated to app improvement since day one. I don’t know how they do it! I am thankful for have found EM and I hope traditional banks take note and learn a thing or two!

rypaby ,

Thank you!

Since the closure of Simple, a moment I'd describe as the most disheartening in my financial journey, my partner and I have been on a quest for the ideal financial management solution. We experimented with One, which was effective but didn’t quite meet my budgeting needs.

Then we discovered Envelope Money. It's been a revelation. The app is user-friendly and robust, making financial management a breeze. The customer support team has been exceptional, providing timely and helpful assistance.

What really sets Envelope apart is their dynamic approach to feature updates. They actively engage on social media, maintaining a close connection with their user base – who might as well be considered fans at this point! I find myself increasingly invested in Envelope's approach to managing finances. It's almost like experiencing the efficiency of envelope budgeting all over again, reminiscent of what I cherished about Simple.

SimpleRIP2021 ,

Absolute game changer

Within 4 days, since transferring my accounts from ONE to Envelope, I feel a hugeeee weight lifted off my shoulders, and this applies to all areas from budgeting, to bill automation, to simple things such as getting gas. I feel in complete control of my money. This is the financial zen that has been missing, I've been craving, and has been driving me mad, since Simple. I used to avoid/dread going into the ONE app, but now I am constantly looking for excuses to go to the Envelope app because I love it that much. The catch is everything is so well designed, there is little to do everyday. Ha! Your mission is working!!!I believe you have already matched Simple on the core experience and are continuing to surpass it everyday, as features expand.

App Privacy

The developer, Envelope Money, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Identifiers
  • Usage Data
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Supports

  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

You Might Also Like

DAS Budget
Finance
RealBudget - Envelope Budgets
Finance
Envy: Envelope Budget Planner
Finance
Balance Money
Finance
Qube Money: Envelope Budgeting
Finance
Simply Budget - easy budgeting
Finance