• Onboarding videos: preview Smart Budget, SME Ledger, Tax & Salary, and Learn before you start. • Vitals AI: smarter suggestions, fewer duplicates, and better matching to your priority expenses. • Weekly expense reminders (Mondays at 8 PM) with varied messages replace daily nudges.

• Budget AI: chat in plain English—ask what numbers mean, what to trim, or how to improve your plan; answers use your real budget data. • Start from Budget overview or Spending insights so the assistant sees what you’re looking at. • One conversation: follow up until it makes sense—no app-hopping. • Debt-aware when you track loans, so tips aren’t blind to what you owe.

• Business money-in and money-out: enter many lines at once, then save in a single step—great after a busy week. Totals stay aligned with your budget as everything syncs in the background. • Onboarding text scales better on different phone sizes, so first-time setup is easier to read. • Gentler polish on pop-up dialogs, the vault summary card, and salary checks—fewer rough edges in day-to-day use.

• SME transactions: clearer workflows for sales and spending, with improved filtering and export-friendly tooling. • Notifications: reorganized hub with inbox-style browsing so you stay on top of what matters. • Subscriptions & upgrades: steadier tier handling and a smoother path when you choose a paid plan. • Profile editing improvements. • Dedicated feedback screen and thoughtful periodic prompts so we hear from you without getting in your way.

• Business and money: open a transaction to see it clearly, and recording sales or spending is smoother. • Bills and daily costs: easier date picking, and screens behave better while you type. • Your budget, Savings Vault, and money lessons look cleaner and feel quicker to use.

• Repeating bills are easier to handle, with clearer messages if something goes wrong. • When budget rules change, we help you keep your money plan aligned with what you want. • Smoother setup and small fixes so everyday use feels steadier. • Savings Vault: your saved total, how much you started with, and a simple history list.

• Life stage, spending style, priority, pay frequency & dependents now save and load from your profile; profile_version included. • Three steps—income & payday, your style, live budget preview—confirm your split before you finish. • First cycle can spin up from saved preferences when you have none; prompt to refresh Needs/Wants/Savings if profile and cycle diverge (keep or apply).