Centra Mobile 4+

Centra Credit Union

Designed for iPad

    • 4.8 • 1.3K Ratings
    • Free



Banking digitally at Centra means you can transfer money, pay bills, send money to friends, and monitor your account activity from anywhere, anytime.


Save yourself a trip by quickly snapping photos of your check to deposit into your account.

Send money to friends, family, and others you know and trust.

Protect your money by defining when, where, and how your Centra debit cards are used.

Use Bill Pay to pay bills quickly or create convenient recurring payments.

Stay on top of your transactions and balances by creating customized account alerts.

Meet your savings goals by easily tracking expenses and income.

Federally Insured by NCUA.

What’s New

Version 4006.2.3

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

Ratings and Reviews

4.8 out of 5
1.3K Ratings

1.3K Ratings

Indiana 1971 ,

Thank you from the bottom of my heart!

I have been a member for a few years and I had to once a month to the bank to fix my app! And I explained my dis like of the app! Everyone that I talked to at the bank in Edinburgh was very professional and very nice! But now I haven’t had a problem with the app, so I say thank you for the hard work on making it better!!!

Developer Response ,

Feedback from Members like you is why we upgraded to our new digital banking, and we're happy to hear you're enjoying it! Thank you for being a Centra Member!

vampcoma ,

The new app freezes a lot

I was looking forward to the new update/app coming out. The old one was great, but I knew the layout could definitely look a lot better. I love the layout of the new app so much more, but now, I can hardly ever get the app to properly work for me. I have to close the app a great amount of times before I can even get it to let me view my account balances and transactions without the app freezing up on me. Sometimes it won't work no matter how many times I restart the app, and I end up having to just give up and try to check the app again later. It makes me login more than once even after I ask the app to remember my login/keep me logged in. I love the new set up and this app could be great! I also understand it's new and there's gonna be a lot of bugs. But I never had problems with transfers, checking my account balances, logging in, or anything in the old app. I don't like that I can't even simply check my account balance anymore over half the time. I hope this gets fixed soon.

Developer Response ,

I'm sorry to hear you're having issues with Centra Mobile. Please make sure your iOS is up-to-date. We're also aware of an issue with the snapshot feature on some devices. If you're using snapshot, please try disabling the feature in Settings>Snapshot. If the issues persists, please give us a call at 800-232-3642 so we can look into this for you.

Alismora ,

If it ain’t broke, don’t fix it…

They’ve recently did a complete overhaul of the app to make it look more sleek and modern. That’s fine and I think it looks really nice. The issue is that the app is junk now.

It crashes constantly and freezes up on you if you try to move within it too quickly. A simple task that would take seconds before is now a several minute ordeal after having to refresh and retry constantly, hoping this time you’ll make it to the end. It took me 10mins to do a transfer after having it crash 3 times on me through the process today alone, when before I could set a transfer up in less than 30 seconds, for example.

This overhaul added no new features as far as I’ve seen, so this is a lot of headache for the sake of aesthetics. It may have looked just a touch outdated before, but at least everything worked as expected.

Developer Response ,

I'm sorry to hear you're having issues with the app freezing. We are currently troubleshooting intermittent issues with the snapshot feature. If you have this feature enabled, please try turning it off for now in Settings>Snapshot. Please give us a call at 800-232-3642 if the issue persists. The new features in digital banking include card management, adding non-Centra accounts, improved financial wellness features, and more.

App Privacy

The developer, Centra Credit Union, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • Contacts
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

You Might Also Like