CentsNote
Private voice budget log
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
Voice Log is faster in 1.1: speak one note, review multiple records, track budgets and recurring bills with a cleaner Liquid Glass interface.
Say it. Log it. CentsNote helps you keep a clear record of where your money goes and where your income comes from.
It is made for everyday personal bookkeeping: breakfast, coffee, transit, rent, subscriptions, salary, transfers, and all the small purchases that are easy to forget. Enter a record manually, or speak a money note and let AI help organize it into editable drafts before you save.
CentsNote is for you if you want to:
- Quickly record daily expenses, income, and transfers
- Understand this month's cash flow and category spending
- Manage budgets, subscriptions, rent, and recurring bills
- Track multi-currency spending while traveling, working, or living day to day
- Keep a clean personal ledger without connecting a bank account
- Start without an account, then use iCloud backup or sync when you choose
Main features:
Quick Logging
Enter records manually or generate voice drafts, then review them before saving.
Voice Log
Speak naturally and turn one sentence into multiple editable expense records when needed.
Expenses, Income, and Transfers
Track spending, income, accounts, and transfers between accounts.
Budgets and Statistics
Review monthly cash flow, category summaries, account activity, and budget progress.
Recurring Bills
Manage subscriptions, rent, utilities, and other repeating payments.
Local First
Daily records are local-first by default. When needed, you can use your own Apple account for iCloud backup or sync.
Multi-Currency
Support travel, work, and everyday records across multiple currencies.
CentsNote is built to make money tracking feel lighter and clearer. It does not connect to your bank account, make financial decisions for you, or provide investment, tax, credit, banking, or financial advice.
Terms of Use: https://www.centsnote.com/app/legal/terms.txt
Privacy Policy: https://www.centsnote.com/app/legal/privacy.txt
Hello, this is the first app I built. Thank you for your support and feedback.
- Improved Voice Log so one sentence can create multiple expense records.
- Significantly refined and rebuilt the interface, with better Liquid Glass adaptation.
- Fixed visual issues in Dark Mode.
- Polished many details across daily recording, statistics, budgets, and recurring bills.
The developer, Ke XinXian, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Identifiers
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Ke XinXian
- Size
- 19.6 MB
- Category
- Finance
- Compatibility
Requires iOS 17.0 or later.
- iPhone
Requires iOS 17.0 or later. - Mac
Requires macOS 14.0 or later and a Mac with Apple M1 chip or later.
- iPhone
- Languages
English and 6 more
- English, French, German, Japanese, Korean, Simplified Chinese, Traditional Chinese
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- CentsNote Pro Annual $39.99
- CentsNote Pro Monthly $4.99
- Copyright
- 2026 ©️ CentsNote.com