Choice: Bitcoin in your IRA 4+

Stack Sats, Crypto & Stocks

Choice Holdings Incorporated

Designed for iPad

    • 4.8 • 1.5K Ratings
    • Free



Choice helps you save more for retirement by giving you a shot at free bitcoin every single day. With Choice, you can invest in bitcoin, crypto, stocks, and thousands of other assets all in the same retirement account. No set-up fees, no minimums – just more choices for your hard-earned money.

Choice App is the way smart investors are converting their cookie cutter 401(k)s and IRAs into bitcoin, crypto or whatever other alternative they desire.


When you open a Choice Account, you are opening an Individual Retirement Account -- an IRA for short. Investing in an IRA means you pay NO CAPITAL GAINS TAXES. You read that right, while you are building your bitcoin stack or trading stocks and other crypto from a Choice IRA - you don't pay any capital gains on your trades or investment returns.

And if you’re eligible for a Roth IRA, you won’t owe any taxes -- ever.


When you open a Choice Account, you can play to win free bitcoin every single day by playing Blinko. The set it and forget mindset isn’t working – so we’re paying you to pay attention to your savings. Just open Choice App and drop your daily chip to win.


It doesn't matter if you are starting a new tax-advantaged account or rolling over an existing 401(k) -- we've seen it all. Today, we support all flavors of an IRA -- Roth, Traditional or SEP and we also support Solo 401(k)s.


From the Choice mobile app, you can:

+ Setup a new Choice IRA

+ Play Blinko once a day and you'll get a chance to win free bitcoin in your retirement account

+ Link bank accounts and initiate contributions

+ Mange your portfolio from anywhere

+ Buy or sell digital assets 24/7

+ Buy or sell stocks and ETFs during market hours

+ Get real-time insight into estimated tax savings, gains/losses and more

+ Refer-a-friend and you both get a bitcoin reward


Choice was born out of Kingdom Trust which means everyday, for more than a decade, we’ve been working with individual and professional clients to provide custody for a myriad of alternatives. In 2017, we became the first custodian to provide qualified custody for bitcoin and since then, we've been focused on building the future of finance.

Today we power more than $18BN in Assets Under Custody and 125,000+ Accounts - so you could say we know a thing or two about tax efficient investment accounts.

Kingdom Trust is an independent qualified custodian under the Investment Advisers Act of 1940, as amended, and 26 USC 408. Kingdom Trust is registered and regulated in the state of South Dakota and does not provide, promote, endorse or sell investment products and does not endorse or promote any individual investment advisor or investment sponsor. Kingdom Trust does not provide tax, legal or investment advice. The contents hereof are for informational and educational purpose only and should not be construed as anything other than informational and educational. Copyright © 2021 Choice by Kingdom Trust

NMLS# 1787594 | For more information on Choice or Kingdom Trust, please visit or

What’s New

Version 2.22.0

Fixes and improvements!

Ratings and Reviews

4.8 out of 5
1.5K Ratings

1.5K Ratings

MikeWazowskiBoo ,

Overall great

Overall love the app and the fact that I can manage my IRAs from here instead of the desktop version.

One thing I find lacking is that buy/sell orders via mobile are only executed as limit orders. This can be challenging when trying to fill an order, so it would be great if we had the option to buy/sell assets at market value instead of being converted to a limit order behind the scenes. I tested this with about $50 with a couple digital assets and both buy orders ended up being canceled after they expired.

While it’s awesome to see things in real time now via the app, I’ll continue to use the website specifically to execute trades until market orders are available via the app.

One other improvement/request I’d like to make is a consolidated view of all transactions, similar to what the desktop site shows. On the mobile app, you can currently only see transactions for one asset by selecting that asset.

bill coshky ,

Solid blstart but needs improvement

I was very excited to see Choice by Kingdom Trust’s offering for a retirement account that accepts crypto. Their fees are very reasonable and they had pretty solid reviews from customers. Transferring my Roth IRA was very easy. They were on top of the transfer process and sent me emails at various points to make sure that things were on the right track. My biggest complaint of Choice is that i feel like their user interface is in need of massive work. Both the desktop and mobile app need a decent amount of work. Choice’s customer (i would assume) are made up of people who want to take control of their retirement account. But their user interface is severely lacking. Purchases dont show up in the account immediately, the account’s performance is not reflected in real time and you have to switch between the web app and mobile app to get all the information you need. There are several other issues i have and they mostly have to deal with basic things that typical brokers like E*Trade or Coinbase have offered for a long time. Having said all that, the customer service has been pretty good. I have had most of my concerns answered by Autumn. She has been helpful. However, the company needs some help in the technology department to make it a legitimate threat to the traditional brokers.

BrainHarrington ,

Refreshing take on retirement

We are at the stage of Bitcoin adoption where Bitcoiners are going to just go make their own tools. While the establishment retirement account custodians are stuck in the fiat past or are only giving BTC access to their ultra wealthy clients, Choice App is here giving you the path to get your money out of the old world and into Bitcoin.

This should be on every Bitcoiners phone and a part of all stacking plans.

App Privacy

The developer, Choice Holdings Incorporated, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Contact Info
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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