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ChronoPay
Plan Bills. Stress Less.
Free · In‑App Purchases · Designed for iPad
Stop reacting to bills. Start mastering them.
This isn’t just another bill tracker. It’s a smarter way to plan, predict, and stay ahead.
With powerful forecasting, intelligent payment timing, and a real-time Bill Stress Score, you always know exactly where you stand.
No surprises. No scrambling. No late fees.
SMART BILL PLANNING WITH PROCESSING TIME
Most apps assume payments happen instantly. Real life doesn’t.
Add a custom processing time to any bill and guarantee your payment arrives exactly when it needs to. Perfect for slow payers, mailed payments, or services that take days to process. Plan ahead with confidence and never miss a due date again.
YOUR BILL STRESS SCORE
One quick glance tells you everything.
The Bill Stress Score instantly evaluates your current bill situation and upcoming income. Know whether you’re comfortably covered or if action is needed. No spreadsheets. No guesswork. Just clarity.
90 DAY FORECASTING
See what’s coming before it happens.
Track income, upcoming bills, and projected balances across the next 90 days. Watch your balance trend evolve and make smarter decisions with real financial visibility.
SHARED HOUSEHOLD
Money is easier when it’s shared.
Invite your partner and manage expenses together in real time. Add bills, update payments, and stay aligned without endless messages or confusion.
SUBSCRIPTIONS, ORGANIZED
Streaming services. Memberships. Recurring charges.
All subscriptions live in their own dedicated space so you can review, edit, and manage them anytime. See totals instantly and stay in control of recurring spending.
CUSTOM BILL ICONS
Make your finances visual.
Upload custom icons for bills and subscriptions to personalize your dashboard and make navigation faster and more intuitive.
SMART NOTIFICATIONS
Only get notified about what matters to you.
Choose exactly what you want alerts for and what you don’t. Upcoming bills, due soon reminders, income alerts, and more. Powerful and customizable.
PRIVACY FIRST. ALWAYS.
Your financial data belongs to you.
• No third-party servers
• No selling data
• No tracking your finances
• No accounts required
All syncing and backups are powered exclusively by Apple CloudKit and iCloud. Your information stays securely within Apple’s ecosystem and under your control.
Designed for simplicity. Built for clarity. Powered by privacy.
Download today and take control of your financial flow!
Terms of Use: https://github.com/6xprpp4n8z-cloud/ChronoPay/wiki/Terms-of-Service
Ratings & Reviews
This app hasn’t received enough ratings or reviews to display an overview.
- Updated Household Sync
- Bug Fixes and General Optimizations
The developer, John Steinmetz, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Purchases
The developer indicated that this app supports the following accessibility features. Learn More
Information
- Seller
- John Steinmetz
- Size
- 19.2 MB
- Category
- Finance
- Compatibility
Requires iOS 18.0 or later.
- iPhone
Requires iOS 18.0 or later. - iPad
Requires iPadOS 18.0 or later. - Mac
Requires macOS 15.0 or later and a Mac with Apple M1 chip or later.
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- ChronoPay Pro-Monthly Subscription $0.99
- ChronoPay Pro - One Time Purchase $14.99
- ChronoPay Pro - Yearly Subscription $9.99
- Copyright
- © 2026 John Steinmetz