Copper - Bank & Earn Money 4+

Paid Surveys - Earn Gift Cards

NEXT Financial Inc

Designed for iPhone

    • Free

iPhone Screenshots


Copper: Where kids learn while they bank, and parents keep an eye on them as they build the financial skills they need to succeed. It’s that simple.

We’re the only banking app that truly teaches teens & kids about money, setting them up for future financial success. With Copper, they'll gain vital real-world experience as they bank, save, and invest their money — all in a safe learning environment, with financial literacy moments built in. With real-time monitoring and alerts, parents get full visibility over it all.

For Kids & Teens:
- With Copper, you'll enjoy all the benefits of having a (knowledge) bank in your pocket.
- Get a shiny new Copper debit card with your name on it.
- Shop in-store, online, or with Apple Pay.
- Get $$$ from Mom and Dad instantly.
- Learn to invest the smart way.
- Earn $$$ by referring your friends.
- Track when, where, and how you're using your money.
- Set savings goals and learn how to reach them!

For Parents:
- Skip the ATM. Send money to your kids instantly through the app!
- Automate allowance one time, then never worry about having cash again
- Monitor your child's spending with real-time alerts
- Backed by financial literacy experts, Copper teaches kids about money in a safe learning environment
- Help your child build confidence and independence
- Empower your kid's budgeting and savings skills with our top-rated app
- Teach smart investing habits with a portfolio built just for them
- Trust that your child is learning the skills they need to succeed in the real world


With Copper, families get:
- Built-in financial literacy & real-world money tools
- FDIC-insured savings account
- 2% in Savings Rewards
- Copper debit card (Physical & Virtual)
- Access to 50,000+ ATMs nationwide
- Savings goals
- Instant P2P money transfers
- Divvy (automated saving and investing)
- RoundUps (automatically save and invest your spare change)
- Automated Allowance
- Spend monitoring notifications
- Embedded safety features
- Early Direct Deposit (teens get paid up to 2 days faster)
- Zero overdraft fees
- Zero hidden fees
- NO credit checks
- Armed with Zero Liability Protection
- World-Class Customer Support

The future starts now with Copper + Invest.

Get all that comes with Copper, plus:
- 5% Savings Rewards
- Diversified investment portfolio tailored to their risk level
- Priority access to our World-Class Customer Support team

Peace of mind for parents. Financial education & empowerment for kids. Get Copper.

Learn more:

1 Copper is a financial technology company, not a bank. Banking services provided by Evolve Bank & Trust; Members FDIC. Investing services provided by NFA, an SEC registered investment advisor. Brokerage services provided by DriveWealth, LLC, member SIPC. NFA offers three different risk portfolios consisting of ETFs which includes the above mentioned single name stocks

2 Source: App Store, as of 3/10/23

3 Eligible for instant money transfers when funding with an external debit card. Processing times are often instant but in some cases may take longer.

What’s New

Version 4.24.0

Performance enhancements and improvements.

Ratings and Reviews

4.8 out of 5
58.8K Ratings

58.8K Ratings

call kid 1254 ,


This app is a great app. Not only does it let you have a bank account at a young age but it also can help you financially and pay you money to take a quick test that will help you out I think most of you should go with this way instead of either teen apps because myself being 13 I have been through tons of art trying to figure out which ones the best one and I finally found this one and I have not got paid for this review I have just thought it would be a good idea to give a good review on an app that likes to help me financially giving me good advice as I get older and learn

Sid12346! ,

Copper deceives teens

For a company that touts itself as educating teens and teaching financial literacy, Copper happily deceives teens and steals their personal information. For an account that supposedly earns a “5% savings reward” expect a trivial amount of money due to Copper’s deceptive method of calculating such reward which is buried in the terms of service. Why not share how this reward is calculated with teens so that they can become more financially literate? Because Copper would rather let teens think they are earning 5% when they are actually earning much less. Copper’s recent addition of earning “credits” in the app is somehow even worse then their deceptive marketing tactics regarding interest rates. Asking teens to give up personal information for fractions of a cent is not financial literary. This practice nearly robs them of their privacy and data while lining Coppers pockets. If you are interested in learning about financial literacy, I would recommend reading Copper’s terms of service to learn about all of their deceptive marketing. Steering clear of Copper will leave you more financially stable and economically literate. A word to Copper: the best way to teach teens financial literary would be to be more transparent in your practices instead of hiding behind deceptive marketing designed to trick teens. ~a financially literate teen

Developer Response ,

Hi there! We understand that you are interested in a great return on savings. Copper rewards offer some of the highest savings rewards in the country. With savings accounts, the percent return is usually based on an annual calculation or an "annual percentage yield". When you see savings rates of 2% or 5% from financial institutions, that's the annual rate, and they're calculated in a manner similar to our Copper Rewards. So what might seem like a small amount to start with can be significant over time as the interest accrues.

If you would like additional information, please email us at

Sasha Sp. ,

Copper Card for teens is a scam.

Copper cards are meant to safe and convenient for teens but they are completely the opposite. They have multiple issues that need fixing and are also very very limiting. This card company does not give a proper phone number in order to get in contact with the higher ups when you have an issue. The support within the copper app that is supposed to help you can only understand so much. Concerning one transaction that was made while I wasn’t aware, I was never given any information about the money that was taken out. They never explained how the transaction was made while my card was turned off and they didn't give any details on what the transaction was spent on or what location this transaction was made. They only gave me the exact time of the transaction and how much was taken. I wasn’t able to click on this transaction like the rest of them that were previously made and the support was unable to help me look any further into what happened. I would think twice about signing up for a Copper Card because they are no help when it comes to fraudulent activity and are very questionable.

Developer Response ,

Hi there! Sorry to hear about this. Please reach out to our support team via email at so that we may look into this issue further.

App Privacy

The developer, NEXT Financial Inc, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Contact Info
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

You Might Also Like

Goalsetter: Invest & Bank
Step: Bank & Build Credit
Till: Kids & Teen Banking
Bloom: Learn to Invest
BusyKid: Kids Debit Card
ATM: Play, Survey, Earn Cash