Cowrywise: Save & Invest Money 4+

Manage Finances & Mutual Funds

CowryWise Inc

Designed for iPad

    • 4.5 • 2.1K Ratings
    • Free



Cowrywise is the only SEC-licensed wealth management app you really need.

Cowrywise is a wealth management app, licensed by the SEC, that enables you to plan, save and invest money easily. With direct access to the largest pool of mutual funds in Nigeria, you can build your savings and investment portfolios, manage your money securely, and build a better financial future.

With the Cowrywise app, you can:

Save for short-term and long-term goals:
● Start automated savings with as low as ₦1,000 per day, week, or month with our Periodic Savings Plan
● Use our Life Goals Plan to stay disciplined and save for long-term goals like education, housing, retirement, a wedding, or your business
● Make one-time deposits anytime with your spare change
● Earn stronger interest rates than you’ll find at any banks in Nigeria
● Save as a group to reach your goals faster with Circles
● Prepare for unforeseen emergencies by creating a personalized Emergency Fund

Invest and grow your wealth faster:
● Invest in any of our mutual funds that match your financial goals and risk appetite
● Work with our professional advisors to develop your investment goals and find the right plan for you
● Diversify your portfolio by investing in mutual funds from top investment firms in Nigeria

Turn your phone into a digital wallet with Stash:
● Store money in Stash within the Cowrywise app - it’s much easier than cash!
● Top up your Cowrywise savings and investment accounts from Stash
● Pay and receive money from other Cowrywise users seamlessly, for free

Feel safe when you trust us with your money:
● We are licensed by the Securities and Exchange Commission (SEC).
● Your savings are invested in low-risk financial instruments and are held by Meristem Trustees Limited, also registered with the SEC. This means your money is professionally managed and secured.
● We do not store your card information or personal data. We work with an independent PCI-DSS-compliant payment processor to handle all customer card details.

Never feel like you’re doing it alone:
● We offer 24/7 support through the app, phone, email, Facebook, Instagram, and Twitter. Whether you need help with set-up or want to talk to an advisor about the investment plans, we’re always here to help!

Don’t wait another minute to take control of your financial future. Start planning for short-term goals, long-term goals, and even emergencies now by creating savings and investment plans with Cowrywise.

What’s New

Version 8.1.5

• An extra layer of security for your funds
• Improved stability and performance

Ratings and Reviews

4.5 out of 5
2.1K Ratings

2.1K Ratings

darex279 ,


Cowrywise is the best saving app ever I know they win my heart finally since the day I have failed transactions and once I chatt them up via Twitter they respond to me ASAP and fix it up for me very easily…nice one but kindly work on your money disbursement department please sometimes it delay a bit before money reflect after inside the account and yes Cowrywise security personnel are very strong too couple of month ago some people hack my phone and got into my cowrywise account trying to withdraw 50k from my account cowrywise put in pending immediately they notice something seems not alright,they ask me to come with few of my details for them to be sure I’m the real owner because during thr period my account was flagged and in pending also I was unable to withdraw at all and immediately I provide the documents require from them my money was released for me…… also safe me from spending too much thanks to you guys, and your active operator Ope lol 😊😊

Developer Response ,

Thank you so much for the review and feedback, darex279. We're constantly working to ensure we deliver a wonderful experience to you and we're glad you're enjoying the product💙

Otzamani ,

Africa very own vanguard

Be investing since I was 18 in anything that preserves capital ,risk free and return on investment is substantial and CowryWise found a way not just to make it easy to do that by doing nothing but also have found a way to evolve and adapt to the changing investment landscape. I see CowryWise and can gladly say it’s unofficial the best investment institution in Nigeria. An institution that combines the use of the Traditional investment institutions and made easier to use and most importantly affordable. If this company ever goes public am buying as much as I can.

ivJbsibsjbs ,

Withdrawal issue

You really need to fix the issue on transferring..I wasn’t able to transfer money from my stash to my bank account for some time now..and I’m in need of the money..I’ve been trying but the money will be reversed back to my stash..I have every detail correct..just fix this..
Withdrawal should be the most important part in this app so why is this a problem..??
I put this on 5 star so everyone can see it..

App Privacy

The developer, CowryWise Inc, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Contacts

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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