Credit Score and Grades

Designed for iPad

    • 4.7 • 6.7K Ratings
    • Free



Check your credit score & report for free, and learn how you can start to improve your credit.
Monitor what’s impacting your score and track your improvement. With the app, you can easily monitor where you stand, manage your credit and get personalized resources to make smarter financial decisions. Using the app won’t hurt your score and our technology team works hard to ensure that your data is secure during each step of your signup and when using your account.


• Check your free credit score and look out for signs of fraud or identity theft
• Updates are made every 14 days so you can monitor your improvement
• Watch your score change over time and see what is impacting your score

• Understand what’s impacting your credit and learn how to build credit with a personalized action plans
• Access our interactive timeline to see how different actions could affect your target score
• Receive articles, videos and tips that are tailored to your unique credit situation

• See which credit card or loan you're most likely to qualify for— before you apply.
• Everything is personalized to your credit score and credit standing.

ExtraCredit members unlock our premium features that take credit managing and monitoring to the next level—all in one easy-to-use app. $100 value. Cancel anytime.
• Build It - Build your credit history by reporting bills you’re already paying
• Track It - All three bureau reports: Experian, Equifax and TransUnion
• Guard It - Advanced monitoring, dark web scans, alerts & $1M ID theft insurance
• Reward It - Cashback rewards from select credit and loan offers
• Restore It - Exclusive savings with one of the leaders in credit repair. *Discounted access to a credit repair leader only available in certain areas.

What’s New

Version 2.1.38

bug fixes and enhancements

Ratings and Reviews

4.7 out of 5
6.7K Ratings

6.7K Ratings

Chcafe ,

Pretty Cool App!

This free app gives you a pretty good idea of where your credit is at the moment. I understand it does not display the name of accounts nor specific dates of late payments etc. Get your free credit scores from all 3 bureaus for that or pay for it. I gave it 4 stars because it tells me how far off I am. They give you some advice also. I like it! Remember it’s free! ,

Uses Experian

I like that this app is free AND uses Experian. Yes it is limited, you will not see individual accounts, you will not see your report (unless you pay $1). It does give you a “grade” for your debt usage, inquiries, payment history, account mix, and age of credit. You can’t dispute anything from the app, but if you really care about disputing something you will do it with snail mail, certified with return receipt, which is still the most effective way AND least likely way to get your dispute(s) labeled as frivolous (which Experian is known to do).

Melly~ ,

It’s OK..not GREAT..

Other free Apps give a much more detailed summary of your credit report, i.e specific individual accounts, payment history/dates, actual monthly debt ratio, last date creditors’ reported, ETC. In comparison to all the other available free Apps, I just wish this one would offer a bit more, if not at least the same, information.
If you just want a bottom line Experian credit score & a few commonsense recommendations, then I’d recommend this App! Again, I just wish it would offer much more individualized info- even if it were to be a mere summary of such..

App Privacy

The developer,, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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