Dave: Fast Cash & Banking 4+

the only app thats legit & truthful & helps ur credit!

***during the past few months dave has helped me more than i initially thot. my credit has gone up since i pay dave back every week. so not because i really need it, i borrow from dave every week, since he's already helped my credit score increase about 30 points in the few months i've used him recently. at first i was able to borrow 150 now i can borrow up to 400 a week!***thanks dave! & thanks to the developers for actually making this app helpful in more ways than just getting extra cash. i want a new car next year. started at a 579 score & after using dave a few months im at 613 now!
Anyone with a job & bank account can get $ from Dave. I used Dave many times a few years ago, when i got paid every two weeks. Always useful, simple & no hassle. Now Im back since I got no overtime the last 2 weeks & after paying the rent, id have $40 left to survive on for a week, even tho I make $1000 a week. Now i got like $150 to get me thru this week, thanks to Dave. This will now help me budget & allow me to pay bills throughout the month instead of all at once, and being broke for a week every month. Tried a few other apps, but they didnt offer as much as Dave, they only worked thru certain employers, and they did not detect my paper pay checks deposited into my account. All the other apps only support direct deposit. I only get paper checks every week. So if you dont have direct deposit, Dave is the way to go. THANKS DAVE!

Truly Awesome

I found Dave via Facebook and read a lot of comments from people making fun of the service, making it sound like people who need it don’t manage their money very well. I was curious to see what it was about and why others feel the need to make fun of people who use it, so I downloaded the app (not expecting to use it, but to just see what it was). As circumstances presented themselves, being a single mom with zero help from the other parent, and trying to provide for my kids (I work full time and go to school full time so I can put myself in a better place, but until then things are pretty tight) - I found myself facing an overdrawn check fee (I wrote a check to register my daughter for school and had something else clear my checking account that wasn’t supposed to go through, which means I didn’t have enough funds for the check I wrote). I remembered I’d installed the Dave app a couple of weeks ago and within a few minutes, I was approved for a small loan and because I paid the extra $4.99 expedite fee, the money was deposited into my bank account within the hour. Dave only charges a $1.00 fee to loan you the money plus any tip you’re willing to donate, but is not required. When your paycheck is due to deposit, Dave takes the loan and fee back out of your bank account and that’s all there is to it! It’s very easy and painless and definitely worth the $1.00 fee to not have to pay an overdraft/insufficient funds fee to your bank.

Developer Response ,

Hi krzylkafox, we're so glad to hear about your experience! Happy to have helped you out of a tight spot. Thanks for the awesome review!

Works great except for one thing….

Dave has been really helpful these past few months. We hit a bad financial snag and without Dave, I don’t know where we would be. Payment through debit card is fast and easy, however the bank payment is soooooo slow! I made an inquiry to my bank about a charge from Roku, (something we don’t have), and the rep I talked to immediately shut off my card for fraud even though I never requested it. That was just devastating because I now had to access to my bank account. The day of my advance settlement for Dave was the same day my new card arrived. By the time I activated my new card and set it in the Dave app to pay, it had started the process of going through my bank. It has been 4 days, the money is taken out of account and my advance payment STILL isn’t settled!! When I talked to customer service, I was told it was my bank holding it up, but I explained the money was taken from my bank and the app shows that Dave has indeed received the payment but my account still isn’t settled. I’m really hoping this changes soon! The same day my bank shut my card off, my car broke down, I can’t get it fixed because I don’t have the money. So lesson learned!! Do not talk to my bank at all when I have a Dave settlement coming up because it takes a week or more for the stupid thing to settle even though they have the money.