DCU Digital Banking 4+

DIGITAL FEDERAL CREDIT UNION

    • 4.9 • 63.8K Ratings
    • Free

Screenshots

Description

DCU’s digital banking platform brings together innovative tools and unique features that put you in the financial driver’s seat. You can deposit checks, transfer money, view your balance – and a whole lot more.

TAKE CONTROL OF YOUR MONEY

• FutureLook™ helps you see into your financial future with an easy-to-read forecast based on your current choices.
• Our easy-to-use Payment Planner can help you pay off your loans even faster.
• You can create strategic financial goals and review your progress every step of the way.

STREAMLINE MONEY MANAGEMENT
Explore new ways to manage your money and achieve financial wellness.

• Holistic view of your finances.
• All of your accounts in one place – including ones at other financial institutions.
• Seamless payments.

With a unique-to-you digital banking experience that focuses on your money’s future, you can plan for whatever life throws your way. DCU Digital Banking is here to give you financial peace of mind.

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FUTURELOOK™

FutureLook™ provides insight into your spending habits with an easy-to-read forecast based on your current choices. You’ll be able to answer simple questions about what you can afford and see the potential benefit of paying more towards your loans and/or credit cards – in real time.

Specifically, FutureLook™ identifies your recurring income (e.g., paychecks), recurring expenses (e.g., electric bill), and average daily spending (e.g., the morning coffee run). By doing so, you can see your estimated checking account balance one month into the future (on a daily basis) and one year into the future (on a monthly basis).

All in all, FutureLook™ is a unique tool that helps you see how your money could better serve you.

PAYMENT PLANNER
Our easy-to-use payment planner will help answer questions like:

• “If I paid more on my auto loan, how much interest would I save?”
• “If I only make the minimum payment, when will I be debt-free?”
• “How quickly can I pay off my loan?”

GOALS
We make it easy to focus on your life goals with a digital banking experience that was designed for you. You can create strategic financial goals and review your progress every step of the way. No matter what you’re saving money for, we can help you create a personalized action plan that works for you.

OTHER STANDARD FEATURES
- Manage Quick Balance accounts*
- Find branches and ATMs nearby
- Deposit Checks**
- View balances, current and pending transactions, and account history
- Transfer funds
- Pay Bills
- Make a loan payment
- View important messages and account alerts
- Update your contact information
- Add Travel Notifications to avoid unnecessary fraud alerts while you’re away
- Apply for loans and view your preapproval offers
- Make a balance transfer to your DCU Visa Platinum Card

*If you login to multiple memberships, Quick Balances will need to be setup individually under each membership.
**Upon approval. All deposits are subject to DCU’s Funds Availability Policy.

What’s New

Version 2.9.1

Based on your feedback, we have made the following updates to your Digital Banking experience


- Privacy and security enhancements
- Bug fixes

Ratings and Reviews

4.9 out of 5
63.8K Ratings

63.8K Ratings

Dragon563 ,

There are credit unions, and then there is DCU

I’m a 43 year satisfied and priud member of Digital Credit Union. ( ouch, thats a ling time for me…😏 ). All my $$ checking, savings and money market accounts are exclusively handled by DCU. Same for all types of loans over the years, including car, personal, home equity, etc. All the above should tell you a LOT about how good DCU is … and NOT just how loyal of a member i am. So i’ll dispense with - and save you from — drawn out further effusive commentary. Oh…one more thing: DCU members (whether F2F in branches or ‘vittially’) are always friendly, helpful, courteous, professional and efficient. So they must all be happy and satisfied with DCU, too.😁. (Yes…I’ve been a member if other credit unions in the past — federal/military ones mostly).

Developer Response ,

We thank you for such gracious words and for being a long-standing member!

Ratesratesrates ,

Glitching in IOS

I love DCU, been using them for almost 15 years or so. And the app has been fair enough, the updates and changes and o haul have been refreshing and useful to the client, However I’ve been finding that my widget for DCU app unfortunately doesn’t show up on my phone and Home Screen, it’s a simple green square not the usual quick account balance. While No affect to my account nor my ability to log in; it still won’t show my quick balance in any of the widgets feature on my Home Screen no matter how many times I delete the app, reset my phone or clear any cache or data that I thought could be affecting the performance! This was one of my FAVORITE features within the app and allowed me a fast convenient way to view of all my accounts without having to go open my phone swipe to the app and log in. But alas no more! Until they update this app apparently!! But it doesn’t seem like that is even remotely on the horizon!

Developer Response ,

We appreciate your kind words and long-standing membership. It sounds like you have taken many steps. For more help/research, call our Information Center at 800-328-8797 option 5. Representatives are available to assist you Monday-Friday from 8:00 AM until 9:00 PM EST and Saturday from 9:00 AM until 3:00 PM EST.

nanvymom ,

On line and inside the Bank

Very helpful when i need help to understand. Plus's i can see all the transactions i made. If i see one i don’t recognize. I just head to the mank to look into it.

Inside the Bank very friendly and always giving me answers questions i have. The only thing i disappointed is that the don’t have the touch card like other banks do. I’m a gem phobic. Touching the pen or touch the screen or pin pad is gross. Please please can we have this service on are debit card.. i wish when i have a order from ober eats they reach out . I don’t have an account. Just need if its one of my kids. So i can make up my mind if i agree to it

Developer Response ,

We appreciate your gracious words and 5-star review. We apologize for not having touch cards, and we appreciate your feedback on this preference.

App Privacy

The developer, DIGITAL FEDERAL CREDIT UNION, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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