Getting out of debts is the first step on the journey towards financial freedom, and Debt Free Box is your companion on that journey.

Debt Free Box is the easiest to use Debt Payoff management app – no need to track every transaction or detail – just set up your payoff plan once and app will help you follow it through until you are fully Debt Free.

Do you have a mortgage, car loan, student loan or any other debt that you’ve struggled with for years or months trying to clear it? You are not alone. The Debt Free Box will ease your mind by helping you plan to pay off your debts on time.

You no longer need to be overwhelmed by debts when there’s an app that will organize all debts in one place and help you clear them fast.

This app is FREE, so you can as well hit the install button now!

Why You Will Love Debt Free Box:

Snowball method and extra payment strategy:
- Define in which order you want to pay off your debts - smallest first? or highest interest first?
- Use released monthly funds to pay off subsequent debts faster (like a snowball)
- Add extra payment every month and see how much you will save interest and time

“Fast forward”:
- No need to manually enter your transactions! Just tell app to fast forward for you
- Fast forward allows app to update your debt to current status as if you were following initial plan
- You can manually update your debts or change your payoff plan any time

Simple and clean user interface with no ads
– This helps you to see results clearly and quickly.

New/Edit debt option – Allows you to edit:
- Name
- Category of the debt (auto, bank, credit card, student loan, medical, mortgage, computer, bill consolidation and others)
- Remaining balance
- Loan amount
- Interest rate
- Next due date
- Minimum monthly payment

Shows payment schedule details:
- Balance
- Pay off debt
- Interest
- Payment amount made
- Principal
- Remaining balance

Fastest payoff - The app calculates the cheapest and fastest method of paying off your entire debt.

It gives you total control – You can go through your debts and decide which debts you should pay off first and the extra amount to pay. The app helps you to remain focused on your plan.

Supports all types of debt -The Debt Free Box supports different types of debts including credit card, cash loan, student loan, car loan, mortgage and more.

What-if analysis – You can try out different ‘What-if’ scenarios such as a change in the interest rate or extra monthly payments.

Extra payment option – Helps to calculate interest and time savings.

Super compatible – It’s optimized to work on all your preferred mobile devices.

Regular updates – No more bugs or annoying crashes. The app has periodic updates to ensure it works flawlessly. The updates may also come with some new, awesome, bonus features.

Feel free to drop us a line! We’re always listening to your suggestions to improve Debt Free Box. If you have any issues with the app, just contact us and we will help you!

** Are you loving our app? We’d love to hear about it! Please take a moment to leave us a nice review. It really helps! **

While you’re in the sharing mood, go ahead and throw us a like on Facebook too, THANKS.

We appreciate your support greatly! You inspire us to make more great apps like Debt Free Box. Start leaving debts behind by installing the Debt Free Box on your mobile device!

What’s New

Version 1.3.9

Minor fixes

Subscribe to our Money Box Newsletter to get Personal Finance advice, Smart Finance Apps news and random messages from our founder.

Pay off debts even faster with Snowball strategy.

Play with different strategies, see how much you save interest and years of your life(!) and choose the best strategy for you.

Use fast forward feature to quickly debt schedule up to date.

Debt Free Box team

Ratings and Reviews

4.4 out of 5
630 Ratings

630 Ratings

rejectionhotline ,

You’re paying for Excel, but it’s easy

I am in a bad position with my debt and attempted to make this app in a spreadsheet but i am more likely to check an app than a spreadsheet. I wish there were buttons to quickly add payments, but that is not an option. Seeing my payoff progress and having help make a plan to not be in debt, drowning in interest, that this app helped me make was worth $3. If only I only had 2 sources of debt so I didn’t have to pay, but I wouldn’t need this app if it were they simple! Now, making someone who is clearly in debt and needing help getting out of it makes it awfully cruel when you think about asking them to pay for the help, but the app has no ads so I understand. For me, it was worth it. I can see why it wouldn’t be for most.

Developer Response ,


thanks for you your review. You are right - the app has no ads that's why in-app-purchase is the only way to support development.

In fact, snowball, which is included in a premium version is what many users use to pay off all their debts. If you have not tried it yet - please do so.

Andrey @ Debt Free box team

esweetie9 ,

Just The Level of Detail I Need to See

I paid the 2.99 to add additional debts and now I can have all of my debts in one place with an amortization schedule and estimated payoff date. It’s not exact in its calculation but I can work with that because I like how the icon changes when you update the balance. I also decided to treat my household expenditures as “lines of credit” so I have an idea of how much money I can set aside to pay in advance. The only thing I wish was an option was for other if we could select things like rent or household items for example. Other than that, I am happy with the app.

Developer Response ,

Wow! It is an advanced (and unexpected) use of our app. I am glad you like it.

Reading your use case I would suggest you try another app of ours which was built exactly to manage expenses and budget: it is Budget Box - can be found here:

Give it a try!
Andrey @ Debt Free Box

PolyTigger ,

Basic tracking of balances, but no way to add a monthly payment

I wanted an app where I could enter my balances and organize them by the snowball method, which states app does very well. If you have more than two debts however you need to buy the pro version.

However I went to go enter payments after my first month of using the app and there’s no way to do that. It looks like you need to update the balance of the debt after you make a payment each month. It seems more logical for them to have a button to either say I’ve made my minimum payment or just a spot to enter the payment you made for that month. Maybe I am missing something. I think I read a comment talking about version 1.4. I am currently using 1.38.

App Privacy

The developer, PRILOZHENIYA BUDUSHCHEGO, OOO, has not provided details about its privacy practices and handling of data to Apple. For more information, see the developer’s privacy policy.

No Details Provided

The developer will be required to provide privacy details when they submit their next app update.


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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