Debt Snowball - Payoff Planner 4+

Credit card & payment tracker

Polybit Studio Pty Ltd

Designed for iPhone

    • $2.99

iPhone Screenshots


Overwhelmed with debt? Get debt-free faster using the Snowball/Avalanche payment strategy, recommended by many financial experts.

Simply add your debts and Debt Free will help you choose the best pay-off method so you pay less interest, save more money, and become debt-free sooner!

• Add multiple debts
• Choose any repayment frequency (weekly, fortnightly, monthly, quarterly, six months, yearly)
• View total amount due, total interest paid, repayment amount/frequency, next due date and days remaining for each debt
• Check off and keep track of every payment towards a debt
• See the principal and interest paid on each payment
• Choose between four popular payment strategies recommend by financial experts:
— Standard
— Avalanche (Highest Interest Rate)
— Snowball (Lowest Remaining Balance)
— Snowball (Highest Remaining Balance)
All strategies include the pay-off date, total interest and the total saved.
• Keep your debts private with a Passcode, TouchID or FaceID
• Get push notification reminders for a specific date and frequency so you'll never forget to make a debt payment
• Supports different currencies

Got feedback or ideas? Feel free to reach out to

What’s New

Version 1.1.1

In this release, we've added support for decimal numbers and various bug fixes.

Got feedback or ideas? email us at

Ratings and Reviews

4.6 out of 5
221 Ratings

221 Ratings

Jr luis ,


Would like to be able to edit a payment amount in case extra payments are made.

mrchrisjones ,

It’s a good start

I like the layout of this app, it’s nice looking and extremely simple. It’s basic and seems to be missing a couple of helpful features. I’d like to be able to add balance and payment details including cents, so I can have more accurate numbers. Also, I’d like to see my minimum monthly payment total for all debt and specify how much additional money I can put towards debt and have it add that money to the highest priority loan based on my payoff method.

late4dinner27 ,

Wish it had more features for a $3 app

Overall the all is fine and has a better UI than the other debt trackers, but it is very basic for the price. I feel like it’s missing some key features like adding in your total snowball payment outside of the individual debt payment field. I also wish it showed an overall schedule of payments and balance on each debt. In a chart or graph.

App Privacy

The developer, Polybit Studio Pty Ltd, has not provided details about its privacy practices and handling of data to Apple. For more information, see the developer’s privacy policy.

No Details Provided

The developer will be required to provide privacy details when they submit their next app update.


  • Family Sharing

    Up to six family members can use this app with Family Sharing enabled.

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