Chipper - Chip Away Debt Fast 4+
Automate Debt Repayment
Chipper
Designed for iPad
-
- Free
Screenshots
Description
# App Store Description
Meet Chipper - the app that automatically manages and chips away your debt.
In a world where debt can feel overwhelming, Chipper simplifies your debt-free journey with smart automation and creates a plan you can stick to with confidence.
“Chipper is ideal for those who want to ease their debt anxiety and need some clarity on how to start.” —CNBC
MANAGE YOUR DEBT IN ONE PLACE
Say goodbye to manual tracking. We connect all your debt accounts, from credit cards to student loans, in a single, easy-to-navigate dashboard.
NAVIGATE STUDENT LOANS WITH EASE
Chipper streamlines student debt management, enabling easy exploration and enrollment in repayment and forgiveness programs, including the new SAVE plan.
CHIP AWAY AT YOUR PACE
Customize your debt repayment to fit your lifestyle and goals, either by using our Round-Ups feature for effortless savings or setting a consistent monthly payment to meet your debt-free timeline.
CUSTOMIZED REPAYMENT PLANS
Our advanced technology tailors leading Snowball and Avalanche strategies to your debts, interest rates, and financial situation, crafting a personalized, effective strategy that fits your budget.
DEBT-FREE PLAN ON AUTOPILOT
After setting your plan, we automate your extra payments, handling everything to ensure timely payments from your linked bank account without any manual effort.
CELEBRATE YOUR PROGRESS
With our intuitive dashboard, track your progress to a debt-free life with real-time updates, visual charts, and insightful analytics.
HOW CHIPPER WORKS:
1. Get started in minutes - sign up and instantly link your debts
2. Choose a chip away strategy that best fits your budget
3. Set your debt repayment plan on autopilot and track your progress
TRUSTED BY BORROWERS LIKE YOU
Join 150k members and get all these features and more. Download the Chipper app now!
As seen on:
- Forbes
- CNBC
- Business Insider
- Yahoo Finance
- Bloomberg
BANK LEVEL SECURITY
- Chipper is secured using SSL 256-bit encryption — the same security protocol that banks use — to ensure that your sensitive personal information is fully encrypted and securely stored
Chipper is good for debt tracker, debt management, debt free, debt calculator, student loans, debt consolidation, auto loans, debt control, credit card debt, credit union
Chipper is not affiliated with Debt Payoff Planner, Bright Money, Tally, Peach, Albert, CreditKarma, Klover, Dave, Clerkie, Earnin, MoneyLion, Brigit, Albert, Cleo, Branch, Even, Cash App
What’s New
Version 3.0.2
Automatically make small extra payments towards your debt that maximize interest and time savings.
Automatically implement your preferred debt pay-down strategy
Manage all your debt in one place with actionable insights."
Ratings and Reviews
Good idea in theory but...
According to their website and FAQ, the payments they make are towards the principle amount, and not the interest, and thus decreases the amount of your debt faster. However, my loan provider, Nelnet, has a record that the amount paid for last month was towards the interest, not the principle.
I also tried looking at my past round-ups of the month prior, but nothing comes up. I don’t know what’s going on. On top of all that, the diagram that shows the projected amount of student loans seems to be shifted towards the right and off my screen. It might just be my phone, as it is a model that is more than 4 years old and I refuse to get a new one until it dies, but all the other apps I have seem to adjust to my phone with no problem.
I have sent in a question to their support team in the app a week ago and have not heard back at all. It seems they have too few people handling customers and not enough foresight to handle the job they gave themselves. They may also be operating on too low a cost. I’m going to give them till the end of the month to answer me. If they don’t, I’ll pause all payments and ask for a refund.
Edit: They have contacted me before the end of the month, but they haven’t really adequately addressed my concerns. I’m not deleting the app yet, but I have paused payments. They still take forever to respond, though. They should honestly change the statement on their chat function from “within a few hours” to “within 1-7 business days”.
Developer Response ,
Thank you for the thorough feedback and review. We apologize for all delays as had to ramp the team up.
Thank you for being with us. Our last release addressed many issues users were having. Please reach out as we would like to connect further at
payments@chipper.app
Won’t work!
I have tried EVERYTHING to delete this app because I no longer want to use it and I’ve emailed several times trying to delete and cancel my account but no response and it’s been weeks of constant emails but no response whatsoever! Why can I not get a response from anyone directly?? Very annoyed about this and I’d like the money yall have taken refunded back to me because I don’t see any indication (and I’ve checked all accounts it’s supposed to pay down) that these funds have been used to pay down my accounts. So where are my funds going??
Cannot even begin to use
Seems like a great app. Shame it can’t load past the page where it asks for money.
App Privacy
The developer, Chipper, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Linked to You
The following data may be collected and linked to your identity:
- Contact Info
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Information
- Seller
- Be Chipper, Inc.
- Size
- 4.3 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 13.0 or later.
- iPad
- Requires iPadOS 13.0 or later.
- iPod touch
- Requires iOS 13.0 or later.
- Mac
- Requires macOS 11.0 or later and a Mac with Apple M1 chip or later.
- Apple Vision
- Requires visionOS 1.0 or later.
- Languages
-
English
- Age Rating
- 4+
- Copyright
- © 2024 Be Chipper Inc
- Price
- Free