DebtWise
Custom Order. Debt-Free Faster
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Crush your debt faster with Snowball & Avalanche strategies. Track payments, hit milestones, and watch your debt-free date get closer. 100% private, no account needed.
DebtWise helps you build a realistic, personalized debt payoff plan —
and actually stick to it.
Most debt apps force you into Avalanche (highest interest first) or
Snowball (smallest balance first). DebtWise gives you a third option:
your own order.
CUSTOM PAYOFF ORDER
Drag your debts into any sequence that makes sense for your life.
Pay off the family loan first. Tackle the one causing you the most
stress. DebtWise recalculates your freedom date instantly every time
you reorder — no re-entering data, no spreadsheet fiddling.
AVALANCHE & SNOWBALL TOO
Compare all three strategies side by side. See exactly how much
interest each one saves and which gets you debt-free fastest.
CASCADE EFFECT
When a debt is paid off, its minimum payment automatically rolls into
the next one — accelerating your payoff without any extra effort.
TRACK YOUR PROGRESS
Watch your freedom date get closer. Unlock milestones as you pay down
each debt. See your total interest shrinking month by month.
FREE TO START
Track up to 2 debts completely free. Upgrade to Pro for unlimited debts, strategy comparison, milestones, and data export.
COMPLETELY PRIVATE
No account. No cloud sync. Your data lives only on your device.
DEBTWISE PRO
Unlock unlimited debts, strategy comparison, milestones, and data export.
• Weekly: $2.49/week
• Monthly: $5.99/month
• Annual: $49.99/year
• Lifetime: $99.99 (one-time)
Subscriptions auto-renew until cancelled. Manage in iOS Settings → Apple ID → Subscriptions.
Terms of Use: https://sites.google.com/view/debtwise-terms-of-use/home
Privacy Policy: https://sites.google.com/view/debtwise-privacy/home
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
- Fresh new app icon
- Bug fixes on debt-free data calculation
The developer, Amanuel Getachew Shiferaw, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Purchases
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Amanuel Getachew Shiferaw
- Size
- 38.6 MB
- Category
- Finance
- Compatibility
Requires iOS 16.0 or later.
- iPhone
Requires iOS 16.0 or later. - iPad
Requires iPadOS 16.0 or later. - Mac
Requires macOS 13.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- DebtWise Pro $2.49
- DebtWise Pro $99.99
- DebtWise Pro $49.99
- DebtWise Pro $5.99
- Copyright
- © 2026 Amanuel Getachew