Diola
Credit decision simulator
Only for iPhone
Free · Designed for iPhone. Not verified for macOS.
iPhone
Stop guessing with your credit. Simulate any decision and see exact point changes before you commit. Know before you act.
Diola helps you see the credit impact of every financial decision before you make it.
KNOW BEFORE YOU ACT
- Simulate purchases, credit card applications, or balance transfers
- See exact point changes and goal delays before you commit
- Get a ranked action plan optimized for your mortgage timeline
SMARTER DECISIONS
- Track your path to 720+ credit score
- Avoid moves that delay mortgage approval
- Built-in dispute strategy generator
- Real-time decision verdict: YES, NO, or WAIT
FOR HOME BUYERS & CREDIT BUILDERS
- 6-month sprint plans tailored to your report
- Timeline tracking: know when you'll hit your target
- No credit pull — upload your report once
Your data never leaves your device. No credit monitoring fees. No surprise point drops.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
The developer, Kzo Lab, LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- User Content
- Identifiers
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Kzo Lab, LLC
- Size
- 34.9 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
16+
- 16+
- Contains
Unrestricted Web Access
- Copyright
- © 2026 KZO Lab LLC