Ditch: debt companion 17+

Track, Analyze & Manage Debt

Ditch Technologies

    • 4.3 • 12 Ratings
    • Free
    • Offers In-App Purchases

iPhone Screenshots


Navigate your debt with ease. Get access to an AI financial concierge, a gamified financial education platform, and insights on your spending and your debt.

Meet Ditch, your debt companion.

Take control of your debt with Ditch, the app that empowers you to get out (and stay out) of debt. Ditch allows you to effortlessly manage and reduce your debts with tools and insights tailored to your unique debt profile. To ensure we can offer a best in class product we're a subscription-based service. To reinforce our confidence in our product we offer a 7-day free trial for you to use all of Ditch's features.

**Why Ditch?**

- AI-based Financial Concierge, Dash: Get personalized answers to your finance questions about your debt, transactions, and account balances.
- Gamified Learning: Engage in interactive courses and quizzes to enhance your financial literacy and maintain an educational streak.
- User-friendly Dashboard: Gain a comprehensive view of your debt, spending, and upcoming payments in one centralized hub.
- Innovative Spending Tool: Review spending, get AI-generated budgets, and set goals with our debt-focused budgeting tool.
- Accounts Overview: Understand your debt strategy (snowball or avalanche) and see a clear breakdown of your debt types and interest rates.
- Detailed Account Information: Stay informed with detailed insights into each of your debts, including due dates and interest rates.
- Personalized Push Notifications: Receive reminders for payments, financial tips, spending alerts, and more, tailored just for you.

Join Ditch today and start your journey to debt freedom.

You can find our privacy policy at: https://ditch.io/privacypolicy
And our terms of service at: https://ditch.io/termsofservice

By downloading this app, you agree to Apple's standard Terms of Use, which you can find here: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

What’s New

Version 1.0.7

Added customer support, and ui improvements

Ratings and Reviews

4.3 out of 5
12 Ratings

12 Ratings

jenny127494854 ,

I didn’t know how to tackle debt, now I do.

Highlights for this app: Easy user interface (I didn’t need a training manual to figure it out!). Quick connections to external accounts (not just credit cards but student and personal loans too). I’ve always hated the process of linking each account; this took maybe a minute. I like that you can get quick information from the chat feature. But my favorite part (and probably the most useful) is that I know exactly how to tackle paying down my debt, by how much and which debt. I also can see how extra payments would impact me in terms of pay-down timeline and the cost of interest). This app has made me feel more in control of my finances.

Libbie03 ,

Highly recommend!

Ditch is an app that has helped me in so many ways. As someone with student loan debt, a car loan, and a small amount of credit card debt, ditch has taught me a new way to approach repayment. It gave me insight that no other app or website has been able to give me in the past, which has helped me to prioritize which debt to focus on first and the best way to pay it off. I also love that I can ask dash (the chat feature) questions and it will give me personalized answers based on my own debt and previous spending. I would 10/10 recommend ditch to everyone!!

Torrence Mays ,

Everything I was looking for in a finance app

I have been on the search for a functioning finance/budgeting app that can help me get ahold of my debt, weekly spending, and help me stay on top of all the credit cards I own. This app is a total game changer! Thank you for providing me with an app I ABSOLUTELY NEEDED!

App Privacy

The developer, Ditch Technologies, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Identifiers
  • Usage Data
  • Diagnostics
  • Other Data

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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