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You’re in control of your auto insurance discount with Drive Safe & Save. Get a discount of about 5 percent just for signing up! Then at your next renewal, we’ll tailor your rate based on how you drive.

How it works

• Record your driving habits using your smartphone, along with a free Bluetooth beacon we ship to you
• Review your trips on interactive maps featuring alerts for rapid acceleration, fast cornering and hard braking
• Get tips on how to improve your driving scores based on key driving characteristics
• Trips record automatically - No need to log in or manually start the app each time you drive

What’s New

Version 3.1.6

The latest version includes various bug fixes and other enhancements to ensure Drive Safe & Save can access your device’s Bluetooth and Location so that we can continue to record your trips automatically and keep it simple.

Like Drive Safe & Save? Let us know; write a review!

Ratings and Reviews

4.5 out of 5
21.4K Ratings

21.4K Ratings

cnp7 ,

Battery Usage

I enjoy that you’re able to see the specifics as to how they rate your driving & how they show you on the map where certain things happened if you get “dinged” with speeding/hard braking/phone usage, etc.
One problem I’ve noticed, living in an area where some spots can have a lot of deer, if I brake due to a deer running across the road (which you’d think would be the safe option), I end up getting a lower driving score for hard braking & it tells me to keep a safe distance from the car ahead of me.. except it was for a deer, not me following too closely.
Also, not too thrilled that it marks you down for using navigation apps, as I use my phone for gps sometimes. Even to skip songs or have someone else use your phone for you, it marks you down. I know it says the phone usage doesn’t effect the discount, however, it lowers your overall driving score which does effect the discount.
Another issue I’ve ran into now that I have to have my location services on all the time along with Bluetooth, I’ve noticed that my battery is dying so fast!! I used to get away with not even charging my phone at night sometimes because the battery would still be high enough from the previous nights charge & now I’m having to recharge my phone at least twice a day - it’s really kind of inconvenient. If I charge my phone while I drive (suggested by State Farm), then I can’t listen to music, as it uses the same plug in area on my phone.

Developer Response ,

Thank you for the feedback! Our app will use more of your battery than other apps, especially during a trip. The battery usage is similar to navigation apps because we use both GPS and Bluetooth services during the trip. One way to reduce the battery usage is to plug in your phone while you drive.

{jeremyj} ,

Good, but...

I like the app and it has made me more aware of my driving habits...particularly speeding and hard braking. I pay more attention knowing this, and it is a welcome change from the previous version of the app.

However, it is inconsistent on many levels.

My route from work to home oftentimes shows I took a different route than the one I know I drove.
Sometimes a trip from A to B won’t be recognized, but a trip from B to A will, even though the settings on the app and my phone are identical on both legs of the trip...(probably more of a gps issue and not an app issue).

I have multiple cars on this app, and even when I am a passenger in my second vehicle, it affects my score when in that vehicle that is on the policy and app.
There should be an option when riding as a passenger to identify that. The app should really only record the driver’s data, and not mine just because I am in the car, affecting my score and discount. I haven’t found a setting to toggle this without turning off Bluetooth while traveling as a passenger.

Overall, I think the app is good, and it helps me maintain awareness of my driving habits every morning and evening. I love the map feature, even though it is sometimes not accurate .

My driving score is a 96, and I think it would be higher had the app not recorded trips in my second vehicle, which I wasn’t driving.

Minus the above concerns, this as an app is a great tool to monitor your driving habits, and is definitely a recommendation.

going back to geico ,

This app is crap

This whole thing is so absurd and ridiculous. This thing penalizes you when using your maps, forget letting your kid use your phone when driving you’ll get penalized for phone use whenever you’re not using your phone. I can do 35 every where I go and it will have random spots that I know the posted speed limit is 45 and I’m supposedly speeding. If you let someone else drive you get penalized because of their driving errors. Seriously left my phone in my pocket and got a 1 star for phone use. Good idea terrible technology. All to save 15 to twenty bucks. No real incentive to invite this technology that clearly has no idea about human interaction. Oh yeah don’t avoid an accident by slowing down to quick because some doofus pulls out in front of you, you’ll get deducted points for braking too hard...it’s like they’d rather you cream the imbecile instead of driving defensively. The only positive reviews are from people that work for State Farm which in itself should be illegal. I have near perfect driving record and still have a good score in the app but the benefits do not outweigh the cost of downloading this app. Wouldnt be so bad if the phone penalty actually was from negligent use of a phone while driving. But it’s not. It’s anytime the phone moves around in your pocket or falls in the floor guess what phone usage, that’s a penalty! Now your score suffers.


State Farm Mutual Automobile Insurance Company
91.8 MB

Requires iOS 11.0 or later. Compatible with iPhone, iPad, and iPod touch.



Age Rating
Rated 4+
This app may use your location even when it isn't open, which can decrease battery life.
© Copyright, State Farm Mutual Automobile Insurance Company, 2019


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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