Empower Personal Dashboard‪™‬ 4+

Personal Capital

Personal Capital Corporation

Designed for iPad

    • 4.7 • 43.1K Ratings
    • Free


You’ve never seen your money like this before. Reach your goals and take control of your financial life with Empower’s free app. Have all your financial accounts in one place, see your true net worth, plan for retirement, track your portfolio, and more.

At Empower we’re more than a financial tool. We’re professional-grade tech built to make a personalized experience that fits your needs.

Empower Personal Dashboard™ gives you a complete picture of your finances by bringing everything together– including bank accounts, 401k, IRA, investments, stocks, debt, and more.

Use the net worth tracker to get an accurate view of your net worth—what you have minus what you owe. Understanding this number can help you make smarter decisions about how to manage your money.

See if you’re on track to retire by your target date with the retirement planner and use the retirement calculator to enter hypothetical scenarios–you may even use one of them to turn into your new plan.

Organize your spending and savings automatically by date, category, or merchant to see if you are tracking over or under your plan.

Stay on top of your investments by comparing your current portfolio allocation to an ideal target allocation that’s designed to minimize risk and maximize returns.

You can rest assured it’s our security team’s primary job to safeguard your financial data. We use multiple layers of security, in every component of our systems, to protect your accounts, your money, and keep your information private.

Ready to take control of your finances — and your future?

All visuals are illustrative only.

Featured individuals are paid spokespeople and not clients of Personal Capital Advisors Corporation or Empower Advisory Group, LLC and do not make any endorsements or recommendations about securities offerings or investment strategy.

* For more information about Personal Capital Advisors Corporation or Empower Advisory Group, LLC advisory services, including fees and full disclosures, visit https://www.empower.com/personal-investors/wealth-management. © 2023 Empower Holdings, LLC. All rights reserved.
“EMPOWER” and all associated logos, and product names are trademarks of Empower Annuity Insurance Company of America.

What’s New

Version 16.2

New category rules to better manage your transactions.

Ratings and Reviews

4.7 out of 5
43.1K Ratings

43.1K Ratings

Retired at 56 ,

Great product

I have been been using for over 2 years and I have to say I use it daily. The mobile app is fast to load and easily understandable. Having this quick access to all of my financial accounts make it easy.
After having had-to replace several credit cards and having had someone apply for a personal loan in my name I decided to finally do something to decrease my vulnerability to scams and schemes. I good friend who is a cyber security expert recommended I implement a 3 tier plan.
1. Put a hold with all 3 credit agencies on releasing your credit scores. This then prevents thieves snooping to see if you have money and applying for loans in your name.
2. Sign up for a reputable password vault and use it. There several good ones.
3. Finally sign up for empower. It is free. They really are an investment company that wants you to use there services but provides this one stop view of your financial health and safety. Unlike Fisher investments who promised not to bug me when I signed up for some free literature bugged my secretary for weeks until she insisted I take the call and tell them to bug off. I have been contacted once by empowered. Quick sales pitch and when I explained investing was my hobby so no thanks she said it looks like I was doing it well and wished me luck. No further calls. That impressed me to the point that I recommended them to my wife in my “instructions for finances when I am demented or dead” note as she has 0 interest in investing.

Stan_fawkes ,

Possibly the best personal finance app, but issues connecting Venmo.

Incredibly favorable dashboards and visualizations, better than any other for personally finance. I’m also a user of Mint (which is also good), and overall prefer Personal Capital. The investment allocation breakdowns are great, and intelligent recommendations are readily listed, though I wish that some better additional learning resources were immediately available within the app, tied to those intelligent recommended actions.

One incredible service that the app provides is free fiduciary services for users with over $100k in financial holdings. That has been a very nice surprise, and makes me feel even more confident that Personal Capital is in the user’s corner—I would have expected more predatory non-fiduciary financial advisor services, or a fee for service.

My only complaint is that Venmo constantly thinks that my account—which has been connected to the Personal Capital app, I believe through Plaid—is being hacked. I done have this issue with any of the other connected accounts I have with other financial institutions. It’s annoying, and paranoia inducing, but overall the app offers an incredible amount of value.

JanWora ,

Great for seeing the big picture

I read a lot of online reviews of financial software offerings before I found Personal Capital. I love that I can get a big picture overview of my net worth, determine if I’m saving enough for my child’s education, if I’m saving enough for retirement, and seeing an aggregate of all my investments in one place. Also, like that it tracks my spending so I know how I well I’m keeping to a budget each month. In the past, I’ve tried tracking my finances using iBank, but it didn’t update automatically very well and was a lot of work to maintain. Personal Capital automatically updates everything. A few drawbacks is not everything could be connected. For example, I couldn’t get my US Savings bonds to connect. I do like getting daily cash flow reports in my email. It allows me to easily confirm what I’ve spent on things before I’ve forgotten about them. Would definitely recommend this app and the desktop app as well. I ended up opening some accounts with Personal Capital/Empower after meeting with the investment advisor. So far earnings have been okay, but they appear to be on par with the economy at the moment. The meetings with the personal advisor have definitely been worthwhile and they provide very professional webinars on the current state of the economy as well.

App Privacy

The developer, Personal Capital Corporation, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Siri

    Get things done within this app using just your voice.

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