Get your FREE Experian Credit Report & FICO® Score* – anytime, anywhere! Checking your own report doesn’t hurt your credit, and there’s no credit card required. And now, for the first time, you can raise your FICO Score instantly with Experian Boost™. You’ll get the extra credit you deserve with the utility and cell phone bills you’re already paying.
See what's helping or hurting your FICO® Score, learn how your credit report impacts your score and interact with your credit in a completely re-imagined way. Always be in the know with credit monitoring and alerts that notify you when key changes to your Experian Credit Report & FICO Score occur.
Plus, take advantage of Experian CreditMatch™ to find better credit cards and apply with confidence thanks to matches based on your FICO® Score.
FREE FICO® SCORE*
Track your FICO Score and see which financial behaviors are helping or hurting.
Automatically updates every 30 days upon sign-in.
FREE CREDIT REPORT
Better understand the kind of information lenders see – like credit accounts, inquiries and public records.
Automatically updates every 30 days upon sign-in.
Connect your accounts to increase your FICO® Score instantly.
Look better to lenders and save money by qualifying for better rates and offers.
See credit card matches based on your FICO® Score.
Compare your best options and make your choice.
CREDIT MONITORING & ALERTS
Know when your FICO® Score changes, new accounts are opened in your name or new inquiries appear on your credit report.
Push notifications send alerts directly to your device.
Easily see a breakdown of your accounts.
Use the Credit Summary wheel to see the five key elements that make up your FICO® Score.
Experian CreditWorks subscriptions purchased through your iTunes account will automatically renew within 24 hours prior to the end of the current monthly subscription period, unless auto-renewal is disabled beforehand. To manage your subscription or to disable auto-renewal, after purchase go to My Account -> Manage Membership within the app.
Experian is the first company and credit bureau to offer online credit reporting services in the U.S. We’re now the leading provider of credit data and services with credit information on approximately 220 million U.S. consumers and more than 1.5 petabytes of data. We empower consumers to manage and improve their financial status, while helping protect against fraud and identity theft. Experian is deeply committed to educating consumers through financial literacy and funding programs, working with non-profit and public education leaders across the country.
Terms & Conditions: https://usa.experian.com/login/#/publicTermsAndConditionsFree
*FICO® Score 8 powered by Experian data.
**Results may vary. Some may not see improved scores or approval odds. Not all lenders use Experian credit files, and not all lenders use scores impacted by Experian Boost.
***Offers are not available in all states. Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO Score than FICO Score 8 or another type of credit score altogether. To learn more please visit: https://www.creditmatch.com
• Now you can access Educational resources straight from the app
• Bug fixes and other minor improvements
Ratings and Reviews
I’m 40 and just decided to finally decide to work in my credit.
I’m a 40 year old male and never really worried about credit. I guess cause of growing up with parents they were in the real-estate business and also the vp of my fathers trucking business at 18 I always paid for everything with cash or just wrote a check on the company. Well do to a one of our drivers of my dads trucking business having a horrible fatal accident in my fathers truck it caused a snow ball effect and my father not only lost hi trucking business with 4 6 axel dump trucks he also lost 7 apartment buildings my home and his and my moms. So to make a long story short I was homeless out of a job and lost. I never new much about credit and how it worked. Well over the past 4 months I been checking my credit and trying to build credit. This app has helped me tremendously along with the other 2 bureaus. I was shocked to find out the wrong info on my report also to find out that someone got cell phones cable and other items in my name. Filing a dispute is easy and being able to check my report everyday and getting the alerts is good. I got my very first credit card and my credit went from a 412 to a 617 since using this app and working with the bureaus I know it’s not that high but watching it climb gives me something to watch for. Thanks a lot for all the help. Great app
Developer Response ,
Thank you so much for the stars! We're so sorry to hear about losing the business, but we're so happy that you were able to come back from it! We strive to make the app as easy as possible to explore through and learn as much as you can about how you can build your credit. If you ever have any questions, suggestions, or concerns, don't hesitate to reach out. Thanks again and have a great day!
Experian Financial Awareness Helps!
I’m 56yr, I feel neither parents nor college prepared me for my financial life. I had a special sense about buying material things without cash from Religion/Church. I love Experian site because I feel I have more control of my finances and that makes me even more accountable when I do use a card. This Experian approach offers a learning and awareness experience in credit card usage. Before I bought a house I had great scores. I bought a car with such a low interest rate from Toyota most of my payment comes off the principle. I don’t want to leave the world in debt either. I paid off all debt once in my 40’s. Oh it was great. The Experian app made me happy as I watch the score rise. It’s better than binge watching a favorite program. I plan on getting there soon and I pay early and i make large payments. Financial freedom feels like great sex ( minus the after cigarette) I never smoked. Ever. But I do encourage my adult sons to use this to help them have awareness as well. Experian keeps us all accountable. Love it. Thank you. Leslie, North Carolina
Note: I did try boost because all my utilities and phone are paid early and consistent for four years, but boost can’t find my accounts thru my bank. It’s strange because I use bill pay for years.
Developer Response ,
We’re excited to hear about your experience with the app. Thank you for your feedback.
Hate new/this app
I have used Experian’s mobile credit app for 5+ years and paying for the monthly subscription. Suddenly the app just stopped working and come to find out they put out this new one. I tried this new one and it’s awful. It’s totally redesigned and selling all kinds of new stuff. The interface is discombobulated and not simple. Only way to view the old stuff is use a browser that doesn’t work great on mobile devices. I just cancelled my subscription as I don’t want this new app and hate the browser version. I’ll be purchasing a differed credit application. I’m really bummed as I really enjoyed the previous app and sad I can no longer use it as Experian deleted it from the App Store and made it not work for those that already had it installed. I’m sure it’s not the developers faults; I’m betting it was a bunch of higher ups that chose these in app purchases all over the place over catering to a smoother transition for their long time clients. Well...good luck to those higher ups, you’ve lost me but maybe you’ll get a whole bunch of brand new clients, hopefully they are as loyal as I was and hopefully you take care of them better than you did your long time subscribers. I still love your developers as they has such an amazing app for so long and sorry they made you make so many changes that cut off my long time use of your previous beautiful and easy to use app.
- CONSUMERINFO.COM, INC.
- 156.5 MB
Requires iOS 10.3 or later. Compatible with iPhone, iPad, and iPod touch.
- Age Rating
- Rated 4+
- © 2019 ConsumerInfo.com, Inc.
- In-App Purchases
- Experian CreditWorks℠ with Trial $9.99
- Experian CreditWorks℠ with Trial $19.99
- Experian CreditWorks℠ $9.99
With Family Sharing set up, up to six family members can use this app.