Finjectory

Finance

Only for iPhone

Free · Designed for iPhone. Not verified for macOS.

iPhone

What's left after living costs, loans, and a buffer. Finjectory puts it into the classes furthest below your target. No bank login. Finjectory calculates how much you can invest this month and shows which part of your portfolio should receive it. Living costs, loans, and a buffer are already subtracted. Enter net income, living costs, loan payments, and a buffer. One figure remains: free cash. That is the amount to invest. Orders you have already assigned to a class come out of it. The rest is waiting to be split. A split, not another spreadsheet Balance toward target sends the still-unassigned cash to the classes furthest below the share you set. The target is measured against your portfolio plus this month’s free cash. Proportional splits the full amount to invest by your target weights, and shows what you have already ordered in each class. A portfolio that does not treat a deposit as profit Each month you enter class balances. You see the share, the gap versus your target, and the change from that class’s previous balance. The result — change minus deposit — appears only after you enter the deposit. A higher balance alone is not shown as a gain. The budget behind the decision Income, living costs, standing orders, and loans sit in one place. An investment order reduces free cash and lands in a class. A transfer does not reduce the amount to invest until you attach it to a living cost. If costs, loans, and the buffer exceed income, or investment orders exceed free cash, the app says so. Your figures Finjectory does not sign in to a bank, fetch quotes, or place orders. You enter the amounts. Currency and separators follow your device region. Entries sync through your private iCloud database across your devices. Who it is for For someone who each month splits a surplus across a few kinds of assets and wants to keep their own mix. You name the classes yourself — gold, stocks, bonds, or cash, for example. Finjectory is not investment advice. It shows the arithmetic of the amounts you enter.

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The developer, DAMIAN MIKOLAJCZAK, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

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    Seller
    DAMIAN MIKOLAJCZAK
    Size
    1.4 MB
    Category
    Finance
    Compatibility
    Requires iOS 26.0 or later.
    • iPhone
      Requires iOS 26.0 or later.
    • Mac
      Requires macOS 26.0 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 26.0 or later.
    Languages
    English and Polish
    Age Rating
    4+
    Copyright
    © 2025 Damian Mikołajczak