Build your credit in college
Fizz is designed to help college students build credit and stay out of debt. We don’t check your credit, we let you keep your bank, and we’ll keep you from spending more than you have available in your connected bank account. Your daily purchases are bundled into a daily payment that you can automate with Autopay, so there’s no more worrying about running up a big bill. At the end of the month, your data is reported to the credit bureaus helping you build your credit profile.
Earn rewards in the process
Fizz partners with over 1,000 different merchants that help you earn cash back. Whether it's a latte from a local campus cafe, a Chipotle burrito, or shoes online at Nike, there are plenty of ways to earn from the Fizz rewards program.
Totally free, no hidden fees
We want to keep your money where it belongs - right in your pocket. Fizz is free to use. There are no interest rates, fees, or penalties.
Full in-app dashboard
Fizz doesn’t keep you in the dark. Download the app to view your transaction and payment history. You can also view your credit scorecard and watch the progress you make on your score over time.
What are you waiting for?
Join thousands of students across the US who are using Fizz to pay for everyday purchases, build their credit, and earn rewards. Download the app to sign up and refer your friends to earn even more rewards!
Fizz is not a Bank. Banking services provided by Patriot Bank, Member FDIC. The Fizz Debit Card is issued by Patriot Bank, Member FDIC pursuant to a license from Mastercard® and may be used everywhere Mastercard® debit cards are accepted. All loans originated by Lead Bank, Member FDIC. Rewards are not offered by our partner bank and are instead offered and managed by Fizz.
WeWork c/o Fizz
154 West 14th Street
New York, NY 10011
Testimonial Disclaimer: Review provided by customer to ShoulderTap Technologies, Inc. d/b/a Fizz directly. The comment above is related to individual experiences or results. Individual results may vary.
Content updates and performance enhancements
Ratings and Reviews
Easy to access and easy to use credit
Fizz does exactly what it says and offers an easy to get card which has many of the same benefits of a credit card (overdraft prevention, cash back, chip support) while also acting as a debit card. The one issue I have is that transactions can be slow to process with some taking over 3 days to properly clear which is no huge issue but it can be difficult to gauge how much you actually have in your checking when multiple daily payments and transactions are pending. This can also lead to the fizz recommended daily limit being incorrect and saying I have more to spend then what’s actually in my checking (I’ve never tried to over spend when this glitch is present so I have no idea if over draft prevention will kick in). This may just be an issue with my bank and the vendors I go to but it’s just something to remember to ensure you don’t over spend.
Fizz is Helpful and Personal
I joined Fizz because I’ve followed Kyle Prue on TikTok for longer than he’s been promoting Fizz. I saw his commercials and then saw my credit score and said “hey, maybe that will help me”. I’ve had a couple instances where I’ve had to message for assistance, and that process is so easy and personal as well, actually texting with a real person who does everything they can to help and make sure that what they say is accurate. As recent as today, I messaged because I have a balance and my paycheck hasn’t come in as expected and I was stressed that my balance would negatively affect my credit and close my Fizz account. They were able to extend my deadline to accommodate me and they were so friendly and understanding about it. My credit score has improved since using Fizz, and I would give actual stats but I’ve also done other work so I can’t say it was all because of Fizz, but I’ve gained a significant amount of points. As someone who is in debt because of being a dumb kid and also because of debt that I couldn’t really avoid (medical bills sent to collections), it’s very helpful that I can only spend what I have, and that my own money is helping my credit.
I regret downloading
I thought this would help my credit…. I changed my bank and updated my info in the fizz app one day after the payment submitted. (It hadn’t cleared yet apparently so my account was frozen) the one customer service person was extremely rude, told me my behavior would get me banned and that I wasn’t using the app correctly so that’s why I saw no results. I simply changed my bank and got a response like that. I’ve worked in business management for years and never have I blamed someone for taking a cash advance and said it was their fault they didn’t like the product. I did nothing but what the app said till I deleted. This is the WORST customer service I have ever witnessed. I asked for help then was blamed, then I asked to close my account and was told it was my fault that I didn’t like the app. Well Sam, I can’t use the app if my account is frozen can I? I had a non frozen account that I used to pay for small bills that were auto drafted out immediately. Then suddenly I changed banks and I’m a horrible person who has bad behavior and can’t use an app correctly. Absolute waste of my time. You’re better off getting a secured credit card or something
Developer Response ,
My name is Carlo, I am a co-founder and Ceo at Fizz. We are sorry that you had a bad experience - we pride ourselves on attempting to deliver the best possible customer service. If you reach out at firstname.lastname@example.org, I will personally look into the case and make sure we correct and compesnate you for any mistakes that may have been made.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Contact Info
- Search History
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- User Content
- Search History
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Privacy practices may vary, for example, based on the features you use or your age. Learn More
- ShoulderTap Technologies Inc
- 99.3 MB
- Requires iOS 16.0 or later.
- Requires macOS 13.0 or later and a Mac with Apple M1 chip or later.
- Apple Vision
- Requires visionOS 1.0 or later.
- Age Rating
- © 2023 ShoulderTap Technologies Inc.
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