Need a few bucks in between paydays? Meet FloatMe, your Best Financial Friend. Easy cash advances directly to your bank account. Membership is only $1.99/month. No credit checks. No interest. No problem.*
Pay bills, get gas, or buy groceries. All you have to do is download the app today and connect your bank account to get started. Once you’re a member, request Floats at no cost and receive funds in your bank account in 3 days or less. Need funds immediately? We’ll expedite your Instant Float within minutes for a small fee. Instant Float fees vary - $10 Instant Floats have a $3.00 fee, $20 Instant Floats have a $4.00 fee, and $30+ Instant Floats have a $5 fee.*
LOW BALANCE ALERTS
Know where your bank balance is at all times. With low balance alerts, we’ll let you know when your funds are getting low, to help you avoid those pesky overdraft fees.
Need to earn a little extra cash? Explore our list of side gig opportunities through third-party partners in the app to earn cash if you need it.
Get to know your money with spending category insights at your fingertips. FloatMe’s handy chart presents a quick view of your transactions.
FloatMe uses Plaid Portal to securely connect your bank accounts with 256-bit bank-level security to keep your information and money safe. Plaid seamlessly works with over 10,000 banking institutions across the US. We do not support prepaid cards or Chime and Varo accounts.
FloatMe launched in early 2020 with a mission to help millions of Americans who need a few dollars in between paydays. We also help members better understand their spending habits, and avoid overdraft fees.
Questions? You can contact us through our support portal at www.floatme.com/contact.
* Membership is required to request cash advances; approval of your request is not guaranteed. Membership costs $1.99/month and provides access to FloatMe’s suite of financial products and services. Instant Float fees are not included in the monthly membership cost.
As of October 1, 2023 Cash advances or "floats" are not available to Connecticut residents.
Improvements for performance, multiple bug fixes, user experience and interface improved.
We no longer support Chime and Varo.
Ratings and Reviews
Not there when you need it most
There are times when my main accounts get SO low (we’re in the middle of a pandemic) that and extra $20 offered by FM would make all the difference in the world. It could feed us and allow us a couple of dollars of gas. In my circumstance,only reason for accessing apps such as float Me is to get that receive and that $20 last a couple of days until my scheduled payday. With the restrictions shown on the app with regard to bank balances, that check to see if you have money in your account or not, will automatically deny your request for a $20 float. The irony is that if I HAD money in my bank account, the necessity to use Float Me wouldn’t exist. As a frequent user, Float Me needs to update their rules in order to help those of us who do not currently have money in their account for a couple of days until payday. We are struggling out here and that $20 could and does keep us from struggling or literally being hungry. My opinion? A bank balance containing cash makes using Float Me rather redundant. This rule should be rethought. This app is useless if a zero balance is the determining factor Thanks for taking the time to read my opinion.
Developer Response ,
Hi Daphne, thank you so much for your valuable feedback! We've lowered the required bank balance to -$20 to request a Float. If you have any more feedback or concerns, we'd love to hear it at floatme.zendesk.com; we're always looking for ways to improve :)
I am sorry but hands-down you guys are absolutely the best cash advance type of app that’s out there. You know I know $20 is not a lot of money to some people but when you are absolutely desperate and two days away from getting paid you way. I’ve been turned down by everybody else thank you guys so much you guys are the best! I never ever ever leave reviews for any apps that you guys absolutely blow me away thank you so much I am sorry but hands-down you guys are absolutely the best cash advance type of app that’s out there. You know I know $20 is not a lot of money to some people but when you are absolutely desperate and two days away from getting paid you need 20 bucks goes along way. I’ve been turned down by everybody else thank you guys so much you guys are the best! I never ever ever leave reviews for any apps that you guys absolutely blew me away thank you so much for the help thank you. I will be telling my friends and family.
Developer Response ,
Thank you so much! It is delightful to hear such positive words and it’s always a pleasure to serve our users. :)
DO NOT DOWNLOAD THIS APP
I’m never the type to leave reviews but for this I must warn those who are in need of money and will get taken advantage of by this scam.
I have been getting charged every month since June 2021 of $1.99 of a membership I was never aware of. I NEVER qualified to get any Float Me Cash but they proceeded to charge me of a membership that never even helped me? I provided a picture and proof to their customer support that I NEVER received any funds from Float Me but still got charged anyways. The customer support tells me that $1.99 charge is to help alert members of “low balance” but majority of bank apps have HAD this feature for FREE for many years? There was absolutely no benefits for me whether I had this “membership” or not but yet they can’t refund the charges for these past months.
I ended the membership today and was only ever aware of being subscribed to a “membership” until today when it suddenly showed up in my bank statement that there’s a hold for a $1.99 charge. However if I had known this earlier on, I would’ve ended this membership sooner. They have little to no care for their members and just shows how much money hungry Float Money is. Float Money is a tool for people who need money but they will still charge those who doesn’t use it, those that doesn’t qualify for it AND those who have already have nothing left. Crazy.
Data Used to Track You
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- Usage Data
Data Linked to You
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- Financial Info
- Contact Info
- Usage Data
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- FloatMe Corp
- 103.5 MB
- Requires iOS 14.0 or later.
- iPod touch
- Requires iOS 14.0 or later.
- Age Rating
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