FlowWise
Smart Money for Kenya
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
FlowWise reads your M-Pesa SMS automatically, builds your budget, and gives you AI-powered financial advice — built for how Kenyans actually spend and save.
FlowWise turns your M-Pesa activity into a real budget — without you typing a single transaction.
HOW IT WORKS
The moment an M-Pesa SMS arrives, FlowWise reads it, extracts the amount, merchant, and category, and logs it automatically. No manual entry, no spreadsheets — just an accurate picture of your money as it happens.
BUILT FOR HOW KENYANS ACTUALLY SPEND
- M-Pesa auto-logging — zero typing, every transaction captured the moment it lands
- Budgets that work — weekly, monthly, or yearly limits per category, with alerts before you overspend
- AI financial coach — ask anything about your money and get personalised advice powered by Claude
- Debt tracker — see what Fuliza, bank loans, and SACCOs actually cost you, and plan your payoff
- Savings goals — set targets and track progress toward what matters: rent, school fees, a phone, land
- Bills calendar — never miss rent or KPLC again
- Group budgets — split and track spending with your Chama, family, or roommates
- Financial Health Score — a single number that tells you where you stand and what to fix
YOUR DATA, YOUR STORY
All financial data is encrypted in transit and at rest. FlowWise never sells your information, and you're always in control of what gets tracked.
Start free — upgrade anytime for unlimited transactions, AI chats, and group budgets.
Terms of Use (EULA): https://www.flowwise.co.ke/terms
Privacy Policy: https://www.flowwise.co.ke/privacy
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Updated app preview
The developer, Wise Mutuku, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- User Content
- Identifiers
- Usage Data
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Wise Mutuku
- Size
- 43.5 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPad
Requires iPadOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Basic -Monthly $0.99
- Basic - Yearly $14.99
- Premium - Monthly $1.99
- Premium - Yearly $22.99
- Copyright
- © 2026 Wise Mutuku